El Hongkong and Shanghai Banking Corporation, the HSBC As it is commonly known, it is simply one of the largest banks in the entire world, a historic institution founded in the 19th century. Among its wide variety of financial solutions, it offers its famous personal loans, credit opportunities for immediate liquidity in the face of any unforeseen event. Therefore, today we expose some characteristics of these products and some details of the history of the bank itself, see everything you need to know further and, finally, separate how to request this financial solution that could be ideal. Follow along.
Get to know HSBC better
It all began on March 3, 1865 in Hong Kong through the Scottish Thomas Sutherland, who at that time worked for the P&O company. The initial objective was simply to meet commercial needs between Europe and Asia; However, the banking expansion began to occur, other branches opened and its operations were ready. HSBC They could be found in different places around the world, such as Japan, the Philippines, India and Southeast Asia. But, of course, it didn't stop there. A few years later, his presence reached even more territories, reaching Latin America, among others. Over this time it has undergone several acquisitions of other institutions and thus consolidated itself by becoming one of the main banks around the world.
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Characteristics of HSBC personal loans
As previously mentioned, the Bank HSBC if it can be found in territories worldwide, there are no limits to the expansion of this institution; However, today we will talk about the common characteristics of our personal services specifically in Latin America. Next, some details and conditions applied:
- Firstly, you can hire loads from US$ 1,000;
- Your payment period can vary between 6 months and 5 years;
- The tasks of interest are very attractive and can be both fixed and variable;
- The terms of the loan are presented in a clear and transparent manner by himself HSBCTherefore, it is necessary to pay attention and analyze all the total costs.
It is worth highlighting that each of these characteristics will depend on your profile as a customer, where the bank mainly analyzes your credit score. Furthermore, depending on your country, it may be possible to access insurance together, even in cases of unemployment, disability or death, in this way your family will be protected against possible harm. Another great benefit is that it may also be possible to obtain financial consultancy, helping you to have better health in your finances.
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See how to request your HSBC personal loan
Are you interested and would like to request your personal loan? HSBC? Therefore, pay attention to the following fundamental requirements:
- First of all, you need to gather all your documents, including identification, residence and income;
- Furthermore, it is important to have a good credit score, which means that it will be harmful if there are any losses to your name;
- You must be at least 18 years old;
- In some countries, the HSBC require the opening and activation of an account;
- The election of someone good as a guarantee may also be required.
I know that the Bank HSBC It is a large bank and offers a very advantageous credit product, but certain requirements must be met.
Well, once everyone is done, let's see how to request your loan using this step-by-step guide:
- Firstly, you will have to access the official website HSBC in your country, in the personal loan tab located in the loan option in the Menu (you can find it under the title “personal credit” or “consumer credit”);
- Afterwards, carefully read all related information;
- Here you go, click on the option to simulate or hire via Internet Banking;
- From there, follow the process by filling out all the required information.
- Finally, you will send your request and the bank will analyze whether it really meets the requirements. You will receive your response soon.
If you do not wish to request online, you can go to a physical branch of the institution to request it by telephone. For more information, access the official website in your region.
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Visit the HSBC Argentina website
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Visit the HSBC Uruguay website
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See also: Banco de la Nación Argentina: find out about all loan options for individuals
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