El Préstamo ExcelCredit is a freely consumed credit for teachers, public employees and pensioners.

This type of financing allows you to access the money you need, without giving explanations or reasons to ask for it. You can use it to change the car, remodel the house or take those well-deserved vacations that are so precious.

Features of the ExcelCredit Préstamo

Product Consumer loan
Issuing entity ExcelCredit
Costs No application fees
Credit study expenses
Insurance
Minimum import $2,000,000 pesos
Maximum import $80,000,000 pesos
Refund deadlines From 12 to 144 months
Interests His credit studio was established
Online contracting Yes

The main characteristic of this financial product is that it is suitable for employees, teachers and pensioners reported to credit centers.

This is very important data. Mainly because it can be acquired by people who are usually rejected by traditional financial institutions (banks).

ExcelCredit offers a second opportunity and believes everyone deserves the chance to recompose their situation, achieve stability and improve their lives.

The amounts of money offered are large: from $2,000,000 to $80,000,000 pesos.

However, refund deadlines can reach up to 12 years.

Therefore, if you really want to make your dreams come true, you still have an opportunity! There are around 65,000 Colombians who have achieved this.

How much does it cost to request this credit?

The ExcelCredit loan offers clear terms regarding your costs.

In this way, the credit request has no value. However, when your financing is approved, you will have to cover a series of expenses related to the credit study, initial interests and initial insurance.

According to the company, these expenses will not be deducted at the time of disbursement of money. However, the requested capital will be added and itemized to be charged together with the total amount of money contributed.

¿Cuánto dinero puedo pedir?

The ExcelCredit loan allows you to access a minimum amount of $2,000,000 and a maximum amount of $80,000,000 pesos.

What are the return deadlines for the ExcelCredit loan?

This type of financing that ExcelCredit offers is extremely flexible.

In this way, the return period will be determined by the amount of money you request and your ability to pay.

However, average repayment periods range from 12 months to 144 months. Another important fact is that the installments of this loan are fixed. This means that it will remain at the same value throughout the life of the credit.

Furthermore, this company allows the total cancellation of your tickets without penalties. To carry out this procedure, you only need to pay a fee.

How do I request an ExcelCredit loan?

Get the ExcelCredit loan, even if you find it reported in risk centers. Information on how to obtain it in this publication!

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What are your interests in this type of financing?

The stakes of interest that manage the ExcelCredit loan are very competitive in the market.

In all cases, these figures are established at the time of carrying out the credit study and personalized for each client.

Look at this example! We simulate credit

If you want to have a better idea of how the fees you will have to pay and estimate the final cost of your credit, you can use the loan simulator.

For example, let's assume that you are linked to an entity with an agreement and want to request $20,000,000 pesos to be returned within 24 months.

In this hypothetical case, summing up interests and management positions, the total capital payable will be $ 27,886,512. Therefore, your monthly fee will be $1,161,938.

Of course, in each case you will have to consider the percentage of interest established and the costs of administering the credit line, agreed.