Financial products, or any other topic within the economic market, have demand throughout the country. With them we provide it is no different. That's why companies and platforms are always offering this type of opportunities to potential customers and users. Therefore, in today's article you will be able to learn a little about the specific opportunities it offers AMERICAN EXPRESS, what it is about and why you should hire them. Keep reading.

Oportunidades de American Express para los prestatarios
American Express Fuente Loans: Boteco Design

More information about American Express

To begin, please clarify that AMERICAN EXPRESS, the company known as Amex, is actually a multinational specialized in financial products and services. It is especially known for its offers of credit cards and other travel services and, of course, for its financial loan opportunities, as we will comment in today's post.

Furthermore, when it comes to rewards programs, it is the reference in this field, which allows you to accumulate points on cards to be bold in the past. Today it can be found in many countries around the world, having covered a long path since its foundation in the mid-1850s.

In addition to everything we have seen, we can decide that AMERICAN EXPRESS It is also known for offering an excellent and efficient customer service, making it accessible and facilitating its presence through digital technological channels and advancing as one of the main global financial brands.

Features of your loan offers

En AMERICAN EXPRESS You can find offers for both individuals and companies. Therefore, it is so important that we separate each of these opportunities so that we can talk more about the characteristics of each one. So we know a little more about our personal services:

  • The types of interests of our personal services AMERICAN EXPRESS oscillating between 5.91% and 19.98%, without request commissions, opening or early amortization;

  • If the refund is delayed, a commission of 39 $ will be paid;

  • With this offer you can contract amounts of between 3,500 and 40,000 $, which you can use for various needs;

  • Your payment period can be extended to a maximum of 3 years;

  • Card holders can only contract this type of loan AMERICAN EXPRESS who has an online account, is over 18 years old and lives in the USA;

  • It has a series of restrictions on its use, such as the impossibility of financing businesses, investing in postsecondary education, consolidating its debts on company cards, financing properties or using it for investments;

  • During the request you must provide information about your work and income, as well as other contact details, your current account and your social security number issued by the country.

While we provide them to small companies that offer the same entity. We can talk about another series of related characteristics:

  • The amount provided can range between 2,000 and 250,000 dollars;

  • There are no traditional interests, but monthly fees of between 3% and 18% are charged;

  • The amortization period can be extended to 24 months;

  • However, to be a winner you need to have a good credit score, for at least 660, as well as an online account with the company PayPal;

  • It should also be noted that there are no penalties for advance payment, without account maintenance or withdrawal fees, although monthly payments may be considered more complex depending on certain factors.

Furthermore, if you have any doubts, you can visit the company's official website in the Contact section.

Access the American Express contact channel ➜

Below we explain how to request both types of loan

Now that you know everything about AMERICAN EXPRESS If you have seen the characteristics, benefits and inconveniences of your types of loans, we will now explain and summarize how to request them. We are committed to providing personal services:

  • Firstly, make sure you meet the criteria to be considered for your online account of AMERICAN EXPRESS;

  • Next, access your account and retrieve all requested information;

  • You will soon receive your approval response;

  • Subsequently, the loan will be entered directly into your registered bank account;

  • It is very important that before finalizing the contract you carefully review all the details and finally make it firm;

  • Within a period of 3 to 5 working days, the amount will be deposited in your account, behind your signature.

If you request a business loan, the application method is as follows:

  • First of all, make sure you meet the requirements once again, especially when it comes to the minimum score required;

  • Access your company's bank account to submit the request;

  • Provide all required information;

  • Afterwards, the company will analyze your request;

  • When the decision is firm, you will receive the amount in your bank account. However, do not forget to review in detail all the points of your contract, especially when it comes to payment.

Request your loan ➜