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There OAS Federal Credit Union (OAS FCU) It is a financial cooperative created to serve employees of the Organization of American States (OAS) and their families. With more than 50 years of experience, this institution has gained the trust of thousands of members in Latin America, the Caribbean, the USA and other regions.

One of your most highlighted offers OAS FCU credit cards, which have been designed to provide financial flexibility, international security y excellent benefits without common fees that other banks apply.

If you need to build your credit history or maximize your travel rewards, OAS FCU has a card that adapts to you.

Available OAS FCU card types

Classic Visa Card

Ideal for those seeking responsible credit with moderate limits and no complications.

  • Credit limit: Up to $10,000 USD

  • Annual fee

  • Promotional APR of 2.25% en balance transfers for 12 months

  • Excellent for anyone building on their history or looking for simplicity

Platinum Visa Card with Rewards

For those who seek premium benefits and loyalty programs, Visa Platino is a highlighted option.

  • Credit limit: Up to $30,000 USD

  • Participate in the program ScoreCard Rewards

  • Earn points for trips, gift cards, electronic products and more

  • Low annual fee (free the first year)

Exclusive benefits of OAS FCU cards

No commissions for transactions abroad

One of the main advantages of these cards is that There is no charge for international use, which is ideal for frequent travellers, diplomats and global professionals.

No annual fee and promotional fees

  • Classic Card: 0% annual fee

  • Platinum Card: First year free

  • Promotions APR since 2.25% in balance transfers

ScoreCard rewards program

Accumulate points with each purchase and access a catalog with thousands of prizes. From trips to gadgets, the system Scorecard allows customize your rewards según tu estilo de vida.

Technology and security of OAS FCU cards

Contactless technology and mobile compatibility

All cards are equipped with an EMV chip and feature “contactless” for fast and secure payments. Furthermore, you can link them with:

  • Apple Pay

  • Google Pay

  • Samsung Pay

  • Fitbit and Garmin Pay

Protection against fraud and zero liability

OAS FCU implements the platform Falcon Fraud, which detects suspicious activities and blocks risky operations in real time. Furthermore, it explains the policy of Visa Zero Responsibility, which means you are not responsible for unauthorized purchases.

Mobile applications: CardNav and MyCardInfo

  • CardNav: Block/unblock your card, activate alerts in real time and set limits.

  • MyCardInfo: Check balances, history, pay your card and manage your rewards from a single portal.

How to request an OAS FCU card step by step

  1. Enter www.oasfcu.org

  2. Dirígete a la sección de Credit Cards

  3. Select the desired option (Classic or Platinum)

  4. Complete the request form

  5. Send your documents (identification, ticket check, etc.)

  6. You will receive your response in a few days and your card will arrive by mail

Online activation and registration process

Activation by phone

Once you receive your card, activate it by calling the toll-free number that appears on the security label.

Registration on MyCardInfo and CardNav

  • Visit the portal MyCardInfo para crear tu cuenta.

  • Download CardNav by CO-OP from Google Play or the App Store.

  • Link your card, configure alerts and make it easier to monitor your spending securely.

Recent changes in OAS FCU cards (2023-2025)

In April 2023, OAS FCU updated your entire card line, replacing numbers and emitters. Older users will receive new cards with updated technology, improved functions and new online management platforms.

Comparison between the Classic card and the Platinum card

Feature Classic Visa Visa Platinum with Rewards
Maximum limit $10,000 USD $30,000 USD
Annual fee $0 Free first year
Rewards Node Yes
Tasa APR introductory 2.25% in balance 2.25% in balance
Ideal for… Basic use / credit Trips / rewards

Costs and associated fees

Service Fee
Annual fee (Classic) $0
Annual fee (Platino) Gratis el primer año
Advance of funds $0
Balance transfer $0
Late payment $25 per cycle
Card replacement or PIN $15

Tips to make the most of your OAS FCU card

  • Activate CardNav alerts to control each transaction.

  • Use the ScoreCard rewards feature si tienes la Platino.

  • Transfer balances from other cards and avail the promotional rate of 2.25 %.

  • No pay interest: liquida el total cada mes.

  • Review special promotions OAS FCU each quarter.

Frequently asked questions about OAS FCU – card

1. Can I request the card if I'm not alive in the USA?
Yes, OAS FCU serves international members. You can manage everything online.

2. What do I need to apply?
Be a member of OAS FCU, have valid identification, and apply for tickets.

3. How long does approval take?
Between 2 and 5 business days.

4. How do you accumulate ScoreCard points?
1 point for every dollar spent on eligible purchases.

5. Does the card work on automatic cajeros?
Yes, you can withdraw more than 800,000 employees globally.

6. What happens if I lose my card?
Call the customer service line 24/7 to block it and request a replacement.

Conclusion: Is it worth applying for an OAS FCU card in 2025?

Definitely yes! The matching OAS FCU cards security, international benefits, and no hidden commissions. They are ideal for diplomats, professionals abroad or any person who values financial control with reliable support.

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