The commercial relationships have been updated and with them the financial market has also been updated. Today, purchases do not need to be carried out alone in physical establishments, but also through the convenience of the internet. In this way, banking institutions have developed their products to meet the needs of their customers, helping citizens and local economic development. That's right, know it now BANCOLOMBIA CREDIT TARGET Mastercard Unique and how the bank thinks perfectly about the accessibility of its users. Know the characteristics linked to it and its application method. Everything is accompanied by the information presented below. See more.

Mastercard Única: conoce la tarjeta de crédito Bancolombia súper accesible para solicitar ahora
Mastercard credit card Única del Bancolombia Source: Bancolombia

A curious vision of the Bancolombia institution

Bancolombia is an important Colombian bank, operating in several other Latin American countries with a committed and significant character. Its emergence took place in mid-1945. Initially, it received the name Banco Industrial Colombiano (BIC) due to its objective of financing industrial development in Colombia. As time passed, this institution expanded and modernized its services, which are now also in the digital sector. At the end of 1998, something important and historic happened with regard to the merger between the bank and the Banco de Colombia, then receiving its current name. Over the years, more and more new mergers have taken place, which has resulted in this wide range of offerings and international expansion that we see today.

But that's not all! Bancolombia was also the first to offer its internet banking services, facilitating its customers' transactions with great security. Furthermore, the popular vision of the bank is known for its commitment to sustainability and environmental and social responsibility, but let us not focus too much on that, as our objective today is to present a grandiose offer that gives us a much broader vision of the importance that the public has for this institution: there BANCOLOMBIA CREDIT TARGET, but specifically Mastercard Única. Discover it sooner.

See also: Find out how to request an advance payment at the Colombian bank in Bogotá.

Everything you need to know about the Bancolombia Mastercard Única credit card

First of all, this option BANCOLOMBIA CREDIT TARGET It is completely virtual and can be used both for purchases in physical establishments and online. With this in mind, now check some extremely important characteristics for the knowledge of all interested parties.

  • To obtain your Mastercard Única credit card, you must have a deposit of at least 1 SMMLV;
  • Furthermore, the limit for the use of any customer is from $500 thousand to $10 million;
  • To obtain it, you must be between 18 and 84 years of age;
  • The fee charged by the administration is $9,900;
  • Finally, for every $6,600 spent, you obtain 6 points.

These that we have just seen refer to general characteristics, however, we still need to evaluate some factors related to the fees and rates charged. We see:

  • The fee applied for purchases and tax payments is 2.3051% monthly and 31.4520% annually;
  • The fee applied for international and national advances is 2.3051% monthly and 31.4520% annually.

ATTENTION ALL THE TIME! Purchases made in installments at the time of the transaction will not be subject to normal interests. International purchases are automatically divided into 36 shares. National or international retreats are divided into 24 quotas.

It is important to highlight that everything is specific to Bancolombia customers. To access your card, you must first open your emergency account, a process that is also carried out completely virtually.

See also: Discover now the short-term credit opportunity that Bancolombia offers you

Finally, we tell you how to request your Bancolombia credit card

El proceso para solicitar tu BANCOLOMBIA CREDIT TARGET It's very simple and fast. Next, follow the guide step by step:

  • First, you must download the Bancolombia application;
  • Once this is done, look for the pre-approval option for the single credit card;
  • If you are pre-approved, continue with the process to request it;
  • If you are not pre-approved, click on the “Request card” option;
  • After that, follow the process according to the instructions that will appear on the screen;
  • Complete the required data honestly;
  • Finally, send your request and wait for the bank to carry out your credit analysis and send you the response;
  • If your request is accepted, follow the instructions that will be presented to you for the issuance and delivery of the requested product.

Check and install the Bancolombia app

It will be redirected to the official website

See also: Bank of Guayaquil: request your financial loan in a few steps