Stay with name on Serasa This can seriously disrupt the life of any Brazilian. People end up without credit to make installment purchases, take out loans, use credit cards, or even obtain financing.

Unfortunately, this is already happening to many people in the country; currently, there are more than 65 million people with negative credit scores. This occurs for several reasons, including high interest rates, inflation, the pandemic, and unemployment. 

Therefore, if you are concerned about your credit situation and want to avoid having your name tarnished, or if you already have a negative credit history and want to clear it to regain access to credit, follow the article we have prepared today. Here we will explain how to clear your name and monitor your credit through the Serasa app.

nome no serasa
Name on Serasa (image retrieved from Google)

What exactly is Serasa?

Many people hear about Serasa, but don't really know what it is. Serasa is a company that gathers data on financial histories. This data is sent by stores, banks, and other institutions to support businesses that have trouble collecting payments from customers.

With all this in mind, Serasa has developed a database of debts, bounced checks, and other public and official records. Therefore, when you fail to pay a bill and end up with... name on Serasa, This means you have a negative credit history and will not be able to obtain credit. 

However, your name won't be added to Serasa (a Brazilian credit bureau) just a few days after a delay; there's a waiting period involved.

  • First the bill becomes overdue;
  • The payment processor where you made the purchase will process the charge;
  • You are notified of the negative credit rating and given a deadline to pay it;
  • And lastly, the name is added to a negative credit list.

How do I remove my name from Serasa?

The first thing that someone who is with the name on Serasa All you need to do is check your CPF (Brazilian tax identification number). To do this, you can use the Serasa website itself, or for even more convenience, use the app that was developed for this purpose.

With the Serasa app, you can quickly and easily check if you have any outstanding debts. The app is free, and in addition to checking debts, you can also see your credit score, which is your credit rating; the higher the score, the better. 

After finding your debts in the app, you should analyze them to determine what they are and their amounts. After that, simply negotiate directly through the app with the best available payment terms. 

After paying everything, you just need to wait for your name to be removed from Serasa (a Brazilian credit bureau). This happens within 5 business days after payment.

What does the Serasa app offer the user?

The Serasa app has several features designed to provide the best possible user experience. Even if you don't have the name on Serasa You can still enjoy it a lot, it includes:

  • You can check if there are any debts, lawsuits, or bounced checks associated with your CPF (Brazilian taxpayer ID number).
  • You can also check your Serasa Score, a score that shows the likelihood of a person paying their bills on time. Many companies use this tool before closing a deal. 
  • In the app, you can find offers with discounts of up to 90% to renegotiate your debts and overdue bills;
  • Data protection, digital wallet, and much more.

How do I download the app?

Now that you know the main information about the app, how about downloading it to your phone? If you have the name on Serasa Simply download the app and solve this; follow the step-by-step instructions below:

  • Check if your cell phone has an internet connection;
  • Open the Android or iOS app store and type "Serasa" in the search bar;
  • Install the app that appears highlighted in the results;
  • Finally, just open the app and follow the registration instructions.

Why should those whose names are on Serasa download the app?

Many people who are with the name on Serasa Many people end up putting their debts aside because they think they'll pay exorbitant interest rates and end up in even more debt, but with the Serasa app you have a better chance of resolving this. 

So don't waste any time and download the appIf you want more posts like this, also visit the Apps section of the 4LifeUp website.

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