Pre-approved credit and check your available limit in minutes.

Simulate your now pre-approved online credit and see your available limit for vehicle financing.

Personal loan or secured loan.

Even with low score or restrictions on SPC/Serasa (credit bureaus), fintechs and digital banks analyze your current income and ability to pay.

Who can apply?

✅ App driversPartnerships with Kovi and Carflip facilitate access to automotive leasingVehicle insurance and maintenance included.

✅ Microentrepreneur (MEI)Use a billing statement to request Financing with reduced rates. and quick analysis.

✅ CLT workerSpecial conditions at banks such as Bank of Brazil and Bradescowith the possibility of rate starting from 0.69% per month.

✅ NegativeRequest Loan for people with bad credit with alternative credit analysis and simplified approval.

✅ Self-employedProvide proof of income with bank statements and apply. Instant online credit.

Why Does Online Credit Increase Your Chances?

Traditional banks may limit approval based solely on credit score. However, digital platforms and institutions such as Creditas and Porto Seguro Bank they use financial profile analysis, history of transactions and verifiable income.

Result: Instant credit simulation, response within 24 hours, and personalized offer with installments up to 60 months.

Main Benefits

✔ Up to 100% of the financed amount (no entry).

✔ Fixed installments that fit within the budget.

✔ Possibility of grace period of up to 180 days to start paying.

✔ Financing for popular vehicles and SUVs with quick approval.

Run your free simulation now and discover your pre-approved credit limit.