Consumer credits are, in fact, a financing opportunity applied to a variety of purposes. This scope is very desired by the financial public who need a lot for this project. Considering all this demand, Banco de Chile is offering this product with certain very competitive characteristics in the market. Therefore, as we continue, you will find everything you need to know about him. CONSUMPTION CREDIT FROM BANCO DE CHILE, this includes its exclusive points and also the available request method. See more below. 

Crédito al consumo del Banco de Chile: su oportunidad de financiación aquí
Consumer credit from Banco de Chile Fuente: Credit Village

Firstly, contact Banco de Chile

Founded in 1893, Banco de Chile has achieved the status of one of the most important institutions in the countries where it is established, playing a crucial role in the economic sector, offering advantageous financial solutions to the population in response to their needs and thus contributing to the economic advancement of this place. Currently, we can consider it a historic institution, due to its wide trajectory since its founding and all its offerings achieved and objectives achieved.

Among its financial solutions we find offers aimed at both individuals and companies, including proposals for accounts, cards, services and loans, as we will say at today's opportunity. Best of all, its opportunities also reach the technological sectors, making its products and services more accessible to everyone through online platforms.

Would you like to know this? Then continue discovering more about the offer of CONSUMPTION CREDIT FROM BANCO DE CHILE, a financial solution fully applicable remotely. 

See also: Are you a Latin American citizen interested in the financial market? Then take a look at the best Banco Itaú cards NOW!

Characteristics of consumer credit from Banco de Chile

In addition to being a historic institution and carrying with it all this character of trust, it is obviously also important to review the predominant characteristics of its product offerings. Because of them, it is clearer what are the benefits that we will have when hiring them. So, see below some of the points referring to CONSUMPTION CREDIT FROM BANCO DE CHILE: 

  • Firstly, you can extend your payment to 60 months;
  • You may have a grace period of up to 90 days to start paying;
  • Fixed interest rate;
  • Amount deposited in your current account;
  • Your payment is debited on your current account or on your credit card.

When analyzing these crucial points reported on the institution's own website, we have greater clarity on the basis of advantages, as well as what we can consider disadvantages according to our need or reality. Despite this, for some the benefits of this credit in the institution are indisputable. Therefore, next, you can check whether you can request the loan and be considered for it. 

See also: Banco BCI offers consumer credit opportunities to its customers. Get more information.

Requirements and how to request your loan

As far as his objective audience is concerned, CONSUMPTION CREDIT FROM BANCO DE CHILE, this may vary according to some factors specific to the institution, however, some criteria are seen as general both for the Bank of Chile and for other institutions. Let's see what these criteria are: 

  • Minimum age of 18 years;
  • Fixed income proven through documents;
  • Good credit history free from arrears;
  • Current personal and residential documentation;
  • Being a customer of the institution (you have an open bank account there).

Once these requirements have been met, now is the time to start your application process.

  • Firstly, access the institution’s website;
  • Next, click on products and services;
  • Once this is done, you will see the consumer credit option, click on it;
  • From there, you will see some information regarding the product and you will be able to analyze each one in detail;
  • In a blue bar you will see the option to simulate consumer credit, click once more;
  • You will be directed to a simulation page, this is the beginning of your request;
  • Reflect each information transparently and follow the steps to complete the entire process.

The procedure is super easy and, in case of doubt, the platform itself has a attention channel available. 

Visit the official website of Banco Chile

See also: Banco Internacional consumer credit: discover why it is recommended and how to request it!