The search for advantageous financial products and credit opportunities is always at an all-time high in society, especially in those facing emerging economic challenges. In Mexico, we have seen and presented some of these incredible opportunities, through our own institutions or digital platforms. However, today we will examine a new opportunity offered by CREDITEA. Next, we'll see what this is all about and whether it's really worth considering and applying for your credit products. Keep reading for more information! 

Conoce qué es la organización Creditea México y entérate de sus oportunidades de crédito disponibles
Creditea Fuente credits: ChatGPT

More information about Creditea: the organization of available credits that we will see today

Before talking about the available products, we need to discuss the provider, its reliability and its presence in the market. So, how can we decide about the organization? CREDITEA? To start, if you are looking for an institution focused on products requested and contracted in an online and convenient way, it is perfectly suited! Its presence in Mexico has been noted since 2016 and thousands of customers are served by its services. Furthermore, if we talk about transparency and reliability, we can decide that CREDITEA It also greatly values both aspects, with its policies showing both the advantages and disadvantages of its products.

Continuing on reliability, it is important to highlight that CREDITEA belongs to IPC, a corporation specialized in certain financial products well recognized in developed countries. Furthermore, if the customer has a problem with the company that departs from its trustworthiness, you can contact the Federal Consumer Prosecutor's Office, which will resolve all issues based on the rights guaranteed by law. 

See also: Get to know all personal credit opportunities with Nubank de México

Features of the Creditea loan 

As mentioned earlier, CREDITEA It is an organization that offers credit products to its users. Therefore, it is necessary to talk about the characteristics of these financial products. We will start with the idea that its acquisition is completely online and we can contract values ranging from $5,000 to $70,000 in Mexican currency, which represents an opportunity for several purposes. After your approval, the money will be in your account within 24 hours. This approval response, in turn, will be received within 10 minutes of your request. Incredible, isn't that so?

However, it is necessary to consider other points: CREDITEA It is a different type of credit organization, it allows that, as you make your payments over time, you can return to using the available money without needing to request the new product. In terms of these terms, it will depend on your assumption, credit reputation and customer profile. 

Conclusively, summarizing each point seen and those that still need to be considered, let us then verify, in a clear and objective way, the general advantages of this opportunity:

  • The process is completely online and convenient;
  • The response to the request alone takes 10 minutes;
  • Deposit your money online 24 hours a day;
  • No requiere garantías;
  • Allows advance payments, saving on interests. 

Regarding the disadvantages (something that needs to be clarified and identified, and even explained by the company's own policy), we have:

  • Considerably high interests of up to 47.8% annually and a CAT of 106.75% WITHOUT VAT;
  • You need to have a good credit history for your request to be answered;
  • A minimum monthly income of $15,000 pesos to verify payment capacity. 

See also: Come find out about your personal loan opportunity on the La Tasa platform

Requirements and submission of applications

As when hiring any product, it is necessary to meet a series of requirements that determine whether the applicant is qualified or not for the opportunity. Therefore, to hire we provide services through CREDITEA Mexicana, we have reviewed the following important points so that they are fulfilled and, consequently, considered. We see:

  • You must be at least 21 years old and at least 65 years old; Therefore, you must present proof of current identification;
  • Hold a bank account and have a debit card;
  • Count on a good credit score according to agency reports;
  • Count on a minimum monthly income of 15,000 pesos.

Once you have met the required requirements, you will need to access the official website of CREDITEA, provide some personal information and authorize the consultation of your credit history at the Credit Bureau. Subsequently, you will be evaluated and an advisor will contact you using the means provided to appropriately analyze all the information provided, confirming whether you have been selected for the credit opportunity. 

Visit the Creditea website and request a credit

See also: Discover the Mexican bank BBVA and its personal loan opportunities