If you want to have a credit card and for some reason you can't, NanoPay could be a great card for you.

Find out why a card is requested and if you really should consider getting one.

NanoPay is a company owned by Oplay Financial Technologies Group, which is a Chinese capital company that began operations in Mexico in 2019 and seeks to become one of the country's main digital banks.

At the moment it only offers credit cards, but is looking for a license to also offer other products.

Advantages of the card

  • It is not necessary to have a credit history to request it;
  • No annual fee;
  • The application is digital 100%;
  • Possibility of paying in installments for purchases without interest;
  • You can choose when to start paying for your purchases;
  • Contactless payment technology;
  • Mastercard Gold support.

    • → CLICK HERE TO REQUEST YOUR NANO NANOPAY CREDIT CARD

    Requirements to request the card

  • Being mayor of the city and having the NSA in force
  • Tener CURP y RFC
  • Have an Android or iOS mobile phone
  • Show your tickets with a personal receipt

    • How to request the card

    1. You must download the NanoPay application that is available on devices iOS y Android;
    2. Register your email and upload a photo of your NSA;
    3. Verify your identity with a selfie;
    4. Enter the requested information and receive approval within a maximum period of 24 hours.

    When you decide, a virtual card will be made available to you for your online purchases until the physical card is delivered to your home, which takes an average of 10 days to produce.

    Taxes and Commissions

    The card does not have an annual fee, however, there is an opening fee of 450 pesos, which will be charged according to the result of your credit analysis. This is similar to what other competitors such as Stori and Vexi charge.

    The type of annual interest can vary between 73 and 96% per year, and is considered high, which is why you must always pay your invoices on time to avoid paying interest on your card.

    In case of staff withdrawal, a commission of 7% will be charged on the amount requested, and this will only be possible after 6 months of good use of your card.

    You will also have to pay 10 MXN for each balance inquiry in national and international cash registers.

    → CLICK HERE TO REQUEST YOUR NANO NANOPAY CREDIT CARD

    Credits and rewards

    The credit line varies between 750 MXN and 20 thousand MXN and there is no guarantee of how much you will obtain because everything will depend on the credit analysis carried out when applying for the card.

    Regarding the rewards program, as we stated before, the Nano card does not have a rewards program, which makes it a disadvantage compared to other cards that also offer the product.

    If you are looking for your first credit card or have credit problems, this card is an excellent option, as with good behavior your credit line can increase.

    Another positive point is that despite being a high interest type, you have a wide variety of options to pay on time without having to pay the regular interest type.

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