The IDEAL card from Scotiabank is a VISA credit card that does not have an annual fee and also charges for withdrawing money from Scotiabank's automatic cash machines.

Its average interest type is 77.14% and has a CAT of 111.5%.

Among the main advantages of this card is the possibility of personalizing benefits as chosen between months of interest, including the Scotia Rewards program in which you accumulate 7% of ScotiaPoints and can earn them for products or services.

To obtain the benefit of the annual credit card, you must use the card at least once a month, otherwise you will be charged a commission of 150 pesos for not using it.

Advantages of the card

  • Rent your MSI purchases;
  • Aplicación 100% digital;
  • No hay coota de uso;
  • No commissions for withdrawing money from automatic cash desks;
  • ScotiaPoints rewards program.

    • Requirements to request the card

    1. Between the ages of 20 and 74;
    2. Income cost exceeding 7500 pesos;
    3. Proof of residence of no more than 3 months of seniority;
    4. Valid INE identity document or passport;
    5. RFC.

    → REQUEST THE IDEAL SCOTIABANK TICKET TODAY

    Taxes and Commissions

  • Commission for non-use – 150 pesos;
  • Late payment fees – 418 pesos;
  • Improper liquidation of accounts – 200 pesos;
  • Replacement of card due to fraud or loss – 179 pesos;
  • Registration in the program to obtain months without interest – 500 pesos;
  • Benefits package (mills, points, discounts and subscriptions) – 500 pesos.

    • Although it is a credit card without annual validity, this card has a type of interest considered high, which is why it is necessary to pay the invoices on time to avoid paying these interests.

    The monthly tickets required to obtain this card are 7500.

    → REQUEST THE IDEAL SCOTIABANK TICKET TODAY

    Features of the IDEAL Scotiabank card

    The Scotiabank card carries the VISA flag and is accepted in millions of establishments within and outside the country, allowing you to make purchases with it in online and physical stores.

    To withdraw money with the IDEAL card from Scotiabank for free, you must go to any bank account at Scotiabank, tell BanCoppel, as these banks are allies.

    This is one of the main advantages of the card, as other credit cards charge between 5% and 10% on the total amount withdrawn, plus the commission for withdrawing money from automatic cash registers if they are from another bank.

    Many people seek this card for the possibility of deferring purchases for months without interest, in the case of the IDEAL credit card from Scotiabank, this benefit is always available when you subscribe to the program that has a cost of 500 pesos per semester.

    Something important that you should know is that when contracting the program, you must make larger purchases at 1000 pesos to differ your purchase at 3 MSI and in the case of larger purchases at 3 thousand pesos you can differ them at 6.9 or 12 MSI.

    With the Scotia Cards app, you can adjust the months of interest for each purchase from 3 to 12 months.

    Using the app, you can also validate your current balance, see your available credit limit, pay your invoices, check your Scotia points, see the payment period and check the balances and movements of your accounts and cards.

    → REQUEST THE IDEAL SCOTIABANK TICKET TODAY 

    [ad_2]