Step-by-Step Guide to Pre-Approved Credit: Discover Your Available Credit Limit!

If you have received information that you have pre-approved credit.

This means that a financial institution has already analyzed your profile and made an initial credit limit available for you to borrow.

On this page, you will learn How to check your available credit limitTo understand how the approval process works and what to do to increase your chances of approval.

📌 What is Pre-Approved Credit?

Pre-approved credit is an amount of money that banks and financial institutions make available based on internal analyses, such as credit score, financial history, and estimated income.

• It does not require a complete new analysis in some cases.
• Faster process
• Possibility of immediate release.
• Available via app, internet banking, or SMS.

📝 Step-by-Step Guide to Checking Your Pre-Approved Credit

1️⃣ Access your bank's app or website.

Open your financial institution's official app and look for the following options:

• Loans
• Personal Loan
• Offers for You
• Available Limit

2️⃣ Check the Available Amount

The system will show the maximum amount you can borrow at the moment, as well as installment options and fees.

3️⃣ Simulate the Installments

Before hiring, run simulations to understand:

• Monthly installment amount
• Interest rate applied
• Total amount to pay
• Maximum available time

4️⃣ Confirm the Hiring

After choosing the best option, confirm the booking within the app itself. In many cases, the money is deposited into your account within minutes.

⚠️ Important Tips Before Hiring

• Check the CET (Total Effective Cost).
• Avoid committing more than 30% of your income.
• Read all the terms and conditions of the contract.
• Please check if there are any additional charges.

💡 How to Increase Your Credit Limit

• Keep your accounts up to date.
• Update your income in the app.
• Improve your credit score.
• Avoid delays and negative feedback.

With a good financial history, the chances of receiving higher offers increase significantly.

---

Now that you know how it works, check your limit and see how much is available to you today.