THE SANTANDER BANK It is nothing less than one of the largest global financial companies, operating worldwide, having arrived in Portugal with its numerous and varied product offerings, including credit cards. Therefore, today we will discuss its Gold credit card, its advantages, features, and the convenient application method available for you to obtain yours. Intrigued? Then read on below to learn all about it. 

Cartão de crédito Gold: tudo sobre esta oportunidade do Banco Santander!
Gold credit card from Banco Santander Portugal. Source: ChatGPT

An overview of Banco Santander in Portugal. 

To talk about the SANTANDER BANK In Portugal, we need to go back to the 1990s, more specifically 1999, when the merger between... SANTANDER BANK Central Hispano, along with Banco Totta, grew considerably over the years and through subsequent acquisitions, expanding its reach internationally.

Furthermore, as we know, Santander is also recognized for its technological innovation, modernity, and efficiency in its services, which are made even more accessible by the online availability of its products.

We can also say that it has reached the level of one of the best banks in the country, always linking its commitment to social responsibility, inclusion and diversity.

Everything you need to know about the Santander Gold credit card.

Ready for this complete overview of the Gold credit card, an offer from SANTANDER BANKOkay, let's get started. For better organization, we need to separate the information in order for a better understanding of all the details. Let's begin by discussing the general characteristics of the product; this is a good starting point. Let's see:

  • The Gold credit card charges a fee of €72.00 or €54.00 per year, but this amount is divided and paid monthly;
  • The interest rates are TAN of 11.90% and APRC of 18.6%;
  • You choose your payment methods yourself, based on the percentage of the outstanding balance.
  • You can request an advance payment whenever you want;
  • The card arrives already activated, and you only need to request the PIN through the mobile app;
  • Money transfers via MB WAY with this product are free and unlimited;
  • It comes equipped with contactless technology.

Now that we've seen the general characteristics, we'll also discuss the insurance policies associated with the product. See below:

  • You can obtain health insurance for illness and accident, receiving coverage of up to €25,000 per year;
  • You can obtain travel insurance for cases of personal accidents, theft, or loss of luggage;
  • Insurance for everyday needs including personal assistance, vehicle assistance, home technical assistance, and in-home medical and sanitary care.

Finally, check out the advantages associated with it:

  • Through this product of SANTANDER BANK You can access VIP lounges at certain airports for free and without limits in case of flight delays;
  • You can also make reservations at luxury hotels and resorts all over the world;
  • You can get a gasoline tax exemption and much more. 

Did you like these benefits? Hold on, because they are available according to certain criteria and situations. For more details, we recommend visiting the bank's website.

See also: Apply for your personal loan through the Portuguese bank CGD.

Finally, see how to get yours. 

There are a few different ways to apply for your Gold credit card through SANTANDER BANKThe first option is through the bank's app, and the second is in person at the nearest branch of the institution. The in-person option is mediated by specialized professionals who work there; therefore, we will now discuss the step-by-step process for obtaining it online, as we know it is more accessible and is a topic that often generates questions:

  • First, we recommend that you visit the institution's official website in Portugal;
  • Select products, then cards, and then credit cards;
  • Now choose the Gold credit card option;
  • Right on the home screen you will find a button to order yours, but we recommend that you read all the content on the page first;
  • Now all you have to do is start the procedure. 

If you have any questions, we also recommend contacting Santander directly. The platform also provides convenient means of contact, with customer service available 24 hours a day.  

Access the Gold credit card page.

You will be redirected to the official website.