Known for being the most historic traditional financial institution in the country, the BANK OF BRAZIL It was founded in mid-1808 during the imperial period by King João VI. It is a fundamental institution for the country's economy and is also administered by the Brazilian Federal Government. Its offerings are vast, including its famous credit cards, which include a variety of benefits and advantages for all applicants. Therefore, check out more information about this offering today, see this large bank compared to innovative institutions in the market, and learn how to access its central product, the subject of today's topic. See below.

Banco do Brasil: a INCRÍVEL oferta em CARTÃO DE CRÉDITO do gigante do mercado!
Banco do Brasil credit card. Source: TV Foco

The advantages of the Banco do Brasil credit card. 

It's obvious that when we talk about financial products, their characteristics and advantages are intrinsically linked. With the credit card from... BANK OF BRAZIL This reality is no different. Let's start, then, by categorizing these card options as Ourocard. Among the various options available, across different card networks, Ourocard cards offer general advantages to their users. Among these, we can highlight:

  • Get a discount on your annual fee. By accessing Ourocard BB cards, you'll be free from them.
  • Participation in points and cashback programs;
  • Benefits of participating in events sponsored by the Bank;
  • Virtual card for making your online purchases.

Remember that these are just some of the advantages offered. There is a much wider range of options related to limits, rates, programs, and MUCH MORE. 

See also: Is your name on Serasa (a Brazilian credit bureau)? Learn how to remove it and download the app.

Comparing Banco do Brasil's offer with the famous Nubank card. 

You've probably already heard of the famous fintech company. NubankNubank, the digital bank that brought significant modernity and innovation to the Brazilian financial market, also offers various credit opportunities, including its highly sought-after purple cards through the bank's channels. However, Nubank and... BANK OF BRAZIL They have their differences, starting with one being a digital institution and the other a traditional one. But it doesn't stop there; we also notice differences in their financial credit products, which can be highlighted as follows:

  • Initially, the Nubank card's annual fee is completely waived, while that of... BANK OF BRAZIL It is based on customer usage;
  • Both cards offer cashback programs, however, Ourocard also has benefits linked to miles and sponsored events;
  • To request them, you don't need to be an account holder; this is a common point that we also need to consider.

However, some of the features tend to change according to the preferences and profile of the user client. 

See also: Nubank Mastercard International Card

How do I apply for a Banco do Brasil Ourocard credit card? 

To request your Ourocard credit card from BANK OF BRAZIL We reiterate that it is NOT necessary to have a checking account with the institution. Furthermore, the entire procedure can be completed online by downloading the BB app. Let's look at the following step-by-step instructions:

  • After downloading the app, open it on your digital device and look for the "Products for me" option;
  • When you click on this option, enter your CPF (Brazilian tax identification number).
  • Choose the card option that seems most ideal to you;
  • Enter your phone number;
  • Now send legible photos of the required documents.

Finally, your approval or denial response will arrive within a MAXIMUM of 3 days. It is important to keep an eye on the contact information provided at the time of the request.

Always keep in mind that purchases made in the month will be paid on the following month's bill, but each card has its own particularities to be evaluated. Some options are certainly much better than others, for example, also offering international use. However, although this is a striking and competitive feature, it may be unnecessary if you are not the type of person who travels regularly. This is just one practical example of how what is generally considered attractive often needs to be carefully evaluated according to your profile; therefore, ALWAYS analyze an option thoroughly. 

Download the Banco do Brasil app from the Play Store – Android.

You will be redirected to the official app. 

Download the Banco do Brasil app from Apple – iOS

You will be redirected to the official app. 

See also: Bradesco Like Credit Card