Los productos financeiraros de CONSUMER CREDIT can be defined as loan opportunities designed to cover personal or family needs, allowing the payment of expenses and purchases necessary for daily life or urgent needs. Given this reality, some financial institutions, recognizing this need for access, offer this type of product, with a series of advantages, features and procedures for your benefit, one of which is the recognized Banco BCI, headquartered in Chilean territory. Next, we present you with all the information related to this option so that you can determine whether you can be a beneficiary. 

El Banco BCI ofrece oportunidades de crédito al consumo a sus clientes. Obtén más información.
Consumer credit from Banco BCI Fuente: Perform August

Get better at the institution of Banco BCI

El Banco de Crédito e Inversiones, Banco BCI as it is commonly known, is a financial institution headquartered in Chile, whose beginnings date back to mid-1937. Over the past few years, its operations and services have expanded, currently being responsible for a wide range of services that include current accounts, savings, financing, mortgages, credit cards, investments and CONSUMER CREDIT, we will focus on which ones today.

However, Chile is not the only country that counts on BCI opportunities; Its presence has extended to several international territories, including other Latin American countries. Furthermore, we also see your presence and attention through digital technological innovations, through your official website, offering greater inclusion and accessibility to those interested in your financial options.

In summary, Banco BCI covers a variety of topics related to its causes, initiatives, projects and products, but as mentioned, today we will focus solely on its CONSUMER CREDIT, its features and the method for requesting access. 

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What are the benefits of consumer credit at BCI?

The regrettable reality in many countries refers to a financial limitation where, compared to fixed monthly expenses, there are no resources to invest in other projects, such as changing the car, taking a necessary trip, etc. It is precisely before this reality that they emerge CONSUMER CREDIT, as an offer of BCI Bank, where your clients can hire a personal loan that will help them with the financing of their personal plans. Therefore, before taking on an opportunity of this type, it is necessary to highlight some points related to its benefits. With the BCI product, specifically, we observed:

  • An amount from $600,000 provided; Up to 2 months unpaid each year;
  • 90 days to start paying the first installments.

Furthermore, when deciding to hire, beneficiaries have access to:

  • A payment period of up to 60 shares;
  • Complete a request online and mobile. 

Finally, by noting the characteristics presented and all the benefits together, we can summarize these points regarding the reliability and recognition associated with the institution in Chile, another reason to consider this offer in case of a real need. 

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How to apply for consumer credit at BCI 

Given the aforementioned offer, we will now highlight how to complete the process to request your CONSUMER CREDIT through Banco BCI, first highlighting the fundamental requirements for it:

  • Initially, a minimum age of 18 and a maximum age of 75 are required to access the opportunity;
  • Being a Chilean citizen or foreigner, but residing in Chile;
  • Have your own current account at BCI or other Chilean banks in the last 6 months;
  • Have a positive credit history. 

Completing each of these necessary points and meeting a real need for goals within a short period of time, you can finally request your credit. To do so, simply access the institution's official website and start opening your current account on the BCI. 

Furthermore, the site itself also has customer service channels In case of doubts or other incidents, you do not need to visit the physical branch. An offer of accessibility and convenience for all interested parties, as is common in institutions. 

Visit the official website of Banco BCI

See also: Banco Internacional consumer credit: discover why it is recommended and how to request it!