If you are not satisfied with your bank and are looking for a credit card with no fees, the NanoPay OG card could be perfect for you.

This card is issued by NanoPay, a company owned by Oplay Financial Techonologies Group, a Chinese company that has been in Mexico since 2019, and which seeks to become one of the main digital banks in the country.

The card is issued with the Mastercard banner and gold-level benefits and is available for people with a good credit history, who seek flexibility in their cards to finance purchases.

Advantages of the OG NanoPay credit card

In addition to compatibility with Mastercard Gold, you can pay your bills through the application, which gives you more flexibility when paying for your purchases.

Through the Prose processing network, you can access months without interest throughout the year in clothing stores, footwear, furniture, electronics, among others.

In addition to the months without interest in Prosa, you can install in 3, 6, 9 and 12 months with interest in your regular purchases at 190 MXN, paying a lower interest fee than the card offers.

Depending on the promotion you get, you will have the possibility of installing your purchases if you are not interested, you only have to enter the application and choose the “pay in months” option, and you will see the purchases that you can install immediately.

These alternatives allow you to postpone any necessary purchase, but also in the case of an emergency or something unforeseen, you can have months of free access at no cost and the flexibility of paying in installments after this close, always and when you buy more than 990 MXN.

→ CLICK HERE TO REQUEST YOUR OG NANOPAY CREDIT CARD

Requirements to request the card

As we have seen, the request process is simple, but for it we must meet the following requirements:

  • Being mayor of the city and having the NSA in force;
  • Have a good credit history;
  • Tener CURP y RFC;
  • Android or iOS mobile phone;
  • Present a registration receipt if necessary.

    • How to request it

    It's very easy to request the OG NanoPay card:

    1. Download the NanoPay application that is available for phones iOS y Android;
    2. Register your email address;
    3. Upload a photo of your NSA;
    4. Verify your identity with a selfie;
    5. Enter the requested information and you will receive a response to your request within 24 hours.

    Once approved, you can use the virtual card for your online purchases until you reach the physical card, which can take up to 10 working days.

    → CLICK HERE TO REQUEST YOUR OG NANOPAY CREDIT CARD

    Types of interests and commissions

    The OG NanoPay card does not charge an annual fee, but the type of annual interest is 49% and, even though it is online with the majority of its competitors, it is considered a little high considering that there are other cards with a lower cost.

    In case of staff withdrawal, a commission of 7% will be charged on the amount requested, but this option is only available after 6 months of good use, unlike other annual cards that do not generally cost for operations like this.

    The credit line for this card varies between 2,000 and 75,000 pesos and the amount will depend on your behavior with the card and the punctuality of payment.

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