1\ufe0f\u20e3 Mali hayat\u0131n\u0131z\u0131 d\u00fczenleyin<\/p>\n\n\n\n
Konut kredisi ba\u015fvurusu yapmadan \u00f6nce \u015funlar\u0131 kontrol edin:<\/p>\n\n\n\n
Kredi puan\u0131<\/p>\n\n\n\n
Do\u011frulanabilir gelir (maa\u015f bordrosu, banka hesap \u00f6zetleri veya MEI beyannamesi)<\/p>\n\n\n\n
FGTS'nin (Brezilya \u00e7al\u0131\u015fan k\u0131dem tazminat\u0131 fonu) pe\u015finat olarak kullan\u0131lmas\u0131 olas\u0131l\u0131\u011f\u0131.<\/p>\n\n\n\n
Bu, h\u0131zl\u0131 onay alma ve daha iyi faiz oranlar\u0131ndan yararlanma \u015fans\u0131n\u0131z\u0131 art\u0131r\u0131r.<\/p>\n\n\n\n
2\ufe0f\u20e3 \u00c7evrimi\u00e7i bir sim\u00fclasyon \u00e7al\u0131\u015ft\u0131r\u0131n<\/p>\n\n\n\n
Konut kredisi sim\u00fclasyonu yapmak i\u00e7in bankalar\u0131n ve fintech \u015firketlerinin web sitelerini ziyaret edin.
Kar\u015f\u0131la\u015ft\u0131rmak:<\/p>\n\n\n\n
CET (Toplam Etkin Maliyet)<\/p>\n\n\n\n
Ayl\u0131k faiz oran\u0131<\/p>\n\n\n\n
S\u00fcre (en fazla 35 y\u0131l)<\/p>\n\n\n\n
Taksit tutar\u0131<\/p>\n\n\n\n
Caixa Econ\u00f4mica Federal, Banco do Brasil, Ita\u00fa Unibanco ve Banco Inter gibi kurumlar \u00e7evrimi\u00e7i 100% sim\u00fclasyonlar\u0131 sunmaktad\u0131r.<\/p>\n\n\n\n
3\ufe0f\u20e3 Belgeleri ay\u0131r\u0131n<\/p>\n\n\n\n
A\u015fa\u011f\u0131dakileri elinizin alt\u0131nda bulundurun:<\/p>\n\n\n\n
Foto\u011frafl\u0131 belge<\/p>\n\n\n\n
Gelir belgesi<\/p>\n\n\n\n
\u0130kametgah belgesi<\/p>\n\n\n\n
Gelir vergisi beyannamesi (varsa)<\/p>\n\n\n\n
Serbest \u00e7al\u0131\u015fanlar i\u00e7in, son birka\u00e7 aya ait banka hesap \u00f6zetleri ipotek kredisi analizinde faydal\u0131d\u0131r.<\/p>\n\n\n\n
4\ufe0f\u20e3 Teklifinizi g\u00f6nderin ve de\u011ferlendirmeyi bekleyin.<\/p>\n\n\n\n
Verilerinizi g\u00f6nderdikten sonra:<\/p>\n\n\n\n
Banka kredi analizi yapar.<\/p>\n\n\n\n
\u00d6deme g\u00fcc\u00fcn\u00fc de\u011ferlendirin.<\/p>\n\n\n\n
Finanse edilebilecek maksimum tutar\u0131 onaylay\u0131n.<\/p>\n\n\n\n
Baz\u0131 fintech \u015firketleri 24 saat gibi k\u0131sa bir s\u00fcrede \u00f6n onayl\u0131 kredi imkan\u0131 sunuyor.<\/p>\n\n\n\n
5\ufe0f\u20e3 \u0130deal m\u00fclk\u00fc se\u00e7in<\/p>\n\n\n\n
Onaylanm\u0131\u015f krediyle \u015funlar\u0131 finanse edebilirsiniz:<\/p>\n\n\n\n
Yeni veya kullan\u0131lm\u0131\u015f daire<\/p>\n\n\n\n
Ev sahipli\u011fi<\/p>\n\n\n\n
\u0130n\u015faat halindeki m\u00fclk<\/p>\n\n\n\n
Yat\u0131r\u0131m ama\u00e7l\u0131 gayrimenkul<\/p>\n\n\n\n
Profil \u00f6zelliklerine ba\u011fl\u0131 olarak, gayrimenkul de\u011ferinin 1 veya 1'ine kadar finansman sa\u011flanmas\u0131 m\u00fcmk\u00fcnd\u00fcr.<\/p>\n\n\n\n
6\ufe0f\u20e3 Dijital imza ve yay\u0131n<\/p>\n\n\n\n
S\u00f6zle\u015fme dijital olarak imzalanabilir.
Noter ofisinde kay\u0131t i\u015flemi tamamland\u0131ktan sonra, para sat\u0131c\u0131ya aktar\u0131l\u0131r ve siz de taksit \u00f6demelerine ba\u015flars\u0131n\u0131z.<\/p>\n\n\n\n
\u2705 Stratejik \u0130pucu<\/p>\n\n\n\n
E\u011fer halihaz\u0131rda aktif bir konut krediniz varsa, faiz oranlar\u0131n\u0131 ve ayl\u0131k \u00f6demeleri d\u00fc\u015f\u00fcrmek i\u00e7in mevcut konut kredinizi devretmeyi d\u00fc\u015f\u00fcnebilirsiniz.
Daha d\u00fc\u015f\u00fck faiz oranlar\u0131yla sermaye elde etmek i\u00e7in gayrimenkul teminat\u0131 kullanarak yeniden finansman se\u00e7ene\u011fini de de\u011ferlendirin.<\/p>","protected":false},"excerpt":{"rendered":"
1\ufe0f\u20e3 Mali durumunuzu d\u00fczenleyin. Konut kredisine ba\u015fvurmadan \u00f6nce \u015funlar\u0131 kontrol edin: Kredi puan\u0131, do\u011frulanabilir gelir (maa\u015f bordrolar\u0131, banka hesap \u00f6zetleri vb.).<\/p>","protected":false},"author":2,"featured_media":20796,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-20540","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financiamento"],"_links":{"self":[{"href":"https:\/\/bonfimnoticias.com.br\/tr\/wp-json\/wp\/v2\/posts\/20540","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bonfimnoticias.com.br\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bonfimnoticias.com.br\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bonfimnoticias.com.br\/tr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/bonfimnoticias.com.br\/tr\/wp-json\/wp\/v2\/comments?post=20540"}],"version-history":[{"count":1,"href":"https:\/\/bonfimnoticias.com.br\/tr\/wp-json\/wp\/v2\/posts\/20540\/revisions"}],"predecessor-version":[{"id":20541,"href":"https:\/\/bonfimnoticias.com.br\/tr\/wp-json\/wp\/v2\/posts\/20540\/revisions\/20541"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bonfimnoticias.com.br\/tr\/wp-json\/wp\/v2\/media\/20796"}],"wp:attachment":[{"href":"https:\/\/bonfimnoticias.com.br\/tr\/wp-json\/wp\/v2\/media?parent=20540"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bonfimnoticias.com.br\/tr\/wp-json\/wp\/v2\/categories?post=20540"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bonfimnoticias.com.br\/tr\/wp-json\/wp\/v2\/tags?post=20540"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}