{"id":19896,"date":"2026-01-11T01:18:40","date_gmt":"2026-01-11T01:18:40","guid":{"rendered":"https:\/\/bonfimnoticias.com.br\/?p=19896"},"modified":"2026-02-14T21:41:01","modified_gmt":"2026-02-14T21:41:01","slug":"como-conseguir-financiamento-automotivo-sem-entrada","status":"publish","type":"post","link":"https:\/\/bonfimnoticias.com.br\/ja\/como-conseguir-financiamento-automotivo-sem-entrada\/","title":{"rendered":"\u982d\u91d1\u306a\u3057\u3067\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u65b9\u6cd5"},"content":{"rendered":"<p><strong>\u4fe1\u7528\u5236\u9650\u304c\u3042\u3063\u3066\u3082\u81ea\u52d5\u8eca\u306e\u8cc7\u91d1\u8abf\u9054\u3092\u3059\u308b\u305f\u3081\u306b\u77e5\u3063\u3066\u304a\u304f\u3079\u304d\u3059\u3079\u3066\u306e\u3053\u3068\u3002<\/strong><\/p>\n\n\n\n<p>\u3053\u3053\u307e\u3067\u8aad\u3093\u3067\u304f\u3060\u3055\u3063\u305f\u65b9\u306f\u3001\u304a\u305d\u3089\u304f\u65e2\u306b\u5f93\u6765\u306e\u65b9\u6cd5\u3067\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u3092\u7d44\u3082\u3046\u3068\u3057\u305f\u3082\u306e\u306e\u3001\u306a\u304b\u306a\u304b\u8e0f\u307f\u5207\u308c\u306a\u304b\u3063\u305f\u7d4c\u9a13\u304c\u3042\u308b\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002\u3082\u3057\u304b\u3057\u305f\u3089\u3001\u4fe1\u7528\u30b9\u30b3\u30a2\u304c\u4f4e\u3044\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3057\u3001\u9280\u884c\u304c\u901a\u5e38\u8981\u6c42\u3059\u308b20%\u304b\u308930%\u306e\u982d\u91d1\u3092\u7528\u610f\u3067\u304d\u306a\u3044\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u3057\u304b\u3057\u3001\u6717\u5831\u304c\u3042\u308a\u307e\u3059\u3002\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u5e02\u5834\u306f\u8fd1\u5e74\u5287\u7684\u306b\u5909\u5316\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3053\u306e\u6c7a\u5b9a\u7248\u30ac\u30a4\u30c9\u3067\u306f\u3001\u982d\u91d1\u4e0d\u8981\u306e\u30ed\u30fc\u30f3\u306e\u4ed5\u7d44\u307f\u3001\u4fe1\u7528\u5c65\u6b74\u306b\u554f\u984c\u304c\u3042\u3063\u3066\u3082\u30ed\u30fc\u30f3\u3092\u627f\u8a8d\u3057\u3066\u304f\u308c\u308b\u91d1\u878d\u6a5f\u95a2\u3001\u5b9f\u969b\u306e\u652f\u6255\u984d\u3001\u305d\u3057\u3066\u627f\u8a8d\u306e\u53ef\u80fd\u6027\u3092\u6700\u5927\u9650\u306b\u9ad8\u3081\u308b\u65b9\u6cd5\u306b\u3064\u3044\u3066\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u30022025\u5e74\u30682026\u5e74\u306e\u5b9f\u969b\u306e\u30c7\u30fc\u30bf\u306b\u57fa\u3065\u3044\u305f\u30b3\u30f3\u30c6\u30f3\u30c4\u3092\u3054\u7528\u610f\u3057\u3066\u304a\u308a\u3001\u5947\u8de1\u7684\u306a\u7d04\u675f\u306f\u4e00\u5207\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. \u982d\u91d1\u306a\u3057\u306e\u878d\u8cc7\u306f\u3069\u306e\u3088\u3046\u306b\u6a5f\u80fd\u3057\u307e\u3059\u304b?<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u5e02\u5834\u3067\u4f55\u304c\u5909\u308f\u308a\u307e\u3057\u305f\u304b?<\/h3>\n\n\n\n<p>2022\u5e74\u534a\u3070\u307e\u3067\u3001\u4e8b\u5b9f\u4e0a\u3059\u3079\u3066\u306e\u9280\u884c\u306f\u3001\u8eca\u4e21\u4fa1\u683c\u306e20%\u304b\u308930%\u306e\u6700\u4f4e\u982d\u91d1\u3092\u8981\u6c42\u3057\u3066\u3044\u307e\u3057\u305f\u3002\u3053\u306e\u969c\u58c1\u306b\u3088\u308a\u3001\u4f55\u767e\u4e07\u4eba\u3082\u306e\u30d6\u30e9\u30b8\u30eb\u4eba\u304c\u521d\u3081\u3066\u306e\u81ea\u52d5\u8eca\u3092\u8cfc\u5165\u3067\u304d\u307e\u305b\u3093\u3067\u3057\u305f\u3002\u30c7\u30b8\u30bf\u30eb\u5909\u9769\u3068\u5c02\u9580\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306e\u53c2\u5165\u306b\u3088\u308a\u3001\u3053\u306e\u30d1\u30e9\u30c0\u30a4\u30e0\u306f\u6253\u7834\u3055\u308c\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<p>\u4eca\u65e5\u3001 <strong>\u30af\u30ec\u30c7\u30a3\u30bf\u30b9<\/strong>, <strong>BV \u30d5\u30a3\u30ca\u30f3\u30b7\u30a8\u30e9<\/strong>, <strong>\u30d1\u30f3\u9280\u884c<\/strong> \u305d\u3057\u3066 <strong>\u30dd\u30eb\u30c8\u30bb\u30b0\u30ed\u9280\u884c<\/strong> \u5f7c\u3089\u306f\u3001\u9867\u5ba2\u306e\u904e\u53bb\u306e\u5c65\u6b74\u3060\u3051\u3067\u306a\u304f\u652f\u6255\u3044\u80fd\u529b\u306b\u3082\u7126\u70b9\u3092\u5f53\u3066\u3001\u8eca\u4e21\u4fa1\u5024\u306e 100% \u3092\u878d\u8cc7\u3067\u304d\u308b\u30ea\u30b9\u30af\u5206\u6790\u30e2\u30c7\u30eb\u3092\u958b\u767a\u3057\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">100% \u306e\u8cc7\u91d1\u8abf\u9054\u65b9\u6cd5\u3092\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/h3>\n\n\n\n<p><strong>\u771f\u306e\u4fdd\u8a3c<\/strong>\u8eca\u4e21\u81ea\u4f53\u306f\u62c5\u4fdd\u6a29\u306b\u3088\u3063\u3066\u62c5\u4fdd\u3068\u3057\u3066\u6a5f\u80fd\u3057\u307e\u3059\u3002\u3064\u307e\u308a\u3001\u6cd5\u7684\u306b\u306f\u3001\u50b5\u52d9\u304c\u5b8c\u6e08\u3055\u308c\u308b\u307e\u3067\u3001\u8eca\u4e21\u306f\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u4f1a\u793e\u306e\u540d\u7fa9\u306e\u307e\u307e\u3068\u306a\u308a\u307e\u3059\u3002\u5b9f\u969b\u306b\u306f\u3001\u901a\u5e38\u901a\u308a\u4f7f\u7528\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u3059\u304c\u3001\u8a31\u53ef\u306a\u304f\u58f2\u5374\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p><strong>\u884c\u52d5\u5206\u6790<\/strong>\u73fe\u4ee3\u306e\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u306f\u3001\u30b9\u30b3\u30a2\u4ee5\u5916\u306b\u3082\u3001\u652f\u51fa\u30d1\u30bf\u30fc\u30f3\u3001\u53ce\u5165\u306e\u5b89\u5b9a\u6027\u3001\u696d\u7a2e\u3001\u96c7\u7528\u671f\u9593\u3001\u73fe\u5728\u306e\u53ce\u5165\u306e\u7d04\u675f\u3001\u3055\u3089\u306b\u306f\u8077\u696d\u4e0a\u306e\u30bd\u30fc\u30b7\u30e3\u30eb \u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3067\u306e\u884c\u52d5 (\u8a31\u53ef\u3092\u5f97\u305f\u5834\u5408) \u306a\u3069\u3001\u6570\u767e\u306e\u5909\u6570\u3092\u8a55\u4fa1\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p><strong>\u30ea\u30b9\u30af\u8abf\u6574\u91d1\u5229<\/strong>\u982d\u91d1\u306a\u3057\u3067\u878d\u8cc7\u3092\u53d7\u3051\u308b\u5834\u5408\u3001\u982d\u91d130%\u3092\u652f\u6255\u3046\u5834\u5408\u306b\u6bd4\u3079\u3066\u3001\u4e00\u822c\u7684\u306b\u82e5\u5e72\u9ad8\u3044\u91d1\u5229\uff080.5%\uff5e1%\uff09\u3092\u652f\u6255\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u3053\u308c\u306f\u91d1\u878d\u6a5f\u95a2\u306b\u3068\u3063\u3066\u306e\u8ffd\u52a0\u30ea\u30b9\u30af\u306b\u5bfe\u3059\u308b\u30b3\u30b9\u30c8\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5229\u7528\u53ef\u80fd\u306a\u878d\u8cc7\u306e\u7a2e\u985e<\/h3>\n\n\n\n<p><strong>CDC \u2013 \u76f4\u63a5\u6d88\u8cbb\u8005\u4fe1\u7528<\/strong><br>\u8eca\u4e21\u4fa1\u683c\u306b\u5fdc\u3058\u305f\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3067\u3001\u5b9a\u984d\u306e\u5206\u5272\u6255\u3044\u3067\u652f\u6255\u3046\u5f93\u6765\u306e\u30e2\u30c7\u30eb\u3067\u3059\u3002\u6700\u7d42\u652f\u6255\u304c\u5b8c\u4e86\u3059\u308b\u307e\u3067\u3001\u8eca\u4e21\u306f\u62c5\u4fdd\u6a29\u8a2d\u5b9a\u306e\u5bfe\u8c61\u3068\u306a\u308a\u307e\u3059\u3002\u30aa\u30fc\u30ca\u30fc\u306b\u306a\u308a\u305f\u3044\u65b9\u306b\u6700\u9069\u3067\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5229\u70b9<\/strong>\u56fa\u5b9a\u5206\u5272\u6255\u3044\u3001\u65e9\u671f\u8fd4\u6e08\u306e\u53ef\u80fd\u6027\u3042\u308a\u3001\u652f\u6255\u3044\u5f8c\u306f\u8eca\u306f\u3042\u306a\u305f\u306e\u3082\u306e\u306b\u306a\u308a\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u30c7\u30e1\u30ea\u30c3\u30c8<\/strong>\u30b3\u30f3\u30bd\u30fc\u30b7\u30a2\u30e0\u3088\u308a\u3082\u9ad8\u3044\u624b\u6570\u6599\u3001\u9ad8\u984d\u306a\u5f37\u5236\u4fdd\u967a\u6599\u3002<\/li>\n\n\n\n<li><strong>\u6700\u826f\u306e\u9078\u629e\u80a2<\/strong>\u30d6\u30e9\u30b8\u30eb\u9280\u884c\u3001\u30d6\u30e9\u30c7\u30b9\u30b3\u3001\u30b5\u30f3\u30bf\u30f3\u30c7\u30fc\u30eb\u3001BV Financeira<\/li>\n<\/ul>\n\n\n\n<p><strong>\u91d1\u878d\u30ea\u30fc\u30b9<\/strong><br>\u8eca\u3092\u300c\u30ec\u30f3\u30bf\u30eb\u300d\u3057\u3001\u305d\u306e\u5f8c\u306b\u8cb7\u3044\u623b\u3059\u30aa\u30d7\u30b7\u30e7\u30f3\u4ed8\u304d\u3067\u30ec\u30f3\u30bf\u30eb\u3059\u308b\u30b5\u30fc\u30d3\u30b9\u3067\u3059\u3002\u3053\u308c\u306f\u4f01\u696d\u9593\u3067\u975e\u5e38\u306b\u4e00\u822c\u7684\u3067\u3059\u304c\u3001\u500b\u4eba\u3067\u3082\u5229\u7528\u3057\u3084\u3059\u304f\u306a\u308a\u3064\u3064\u3042\u308a\u307e\u3059\u3002\u4e3b\u306a\u30e1\u30ea\u30c3\u30c8\u306f\u67d4\u8edf\u6027\u3067\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5229\u70b9<\/strong>\u5206\u5272\u6255\u3044\u304c\u5c11\u984d\u3067\u3001\u8eca\u4e21\u306e\u4ea4\u63db\u304c\u5bb9\u6613\u306b\u306a\u308a\u3001\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9\u3082\u542b\u307e\u308c\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u30c7\u30e1\u30ea\u30c3\u30c8<\/strong>\u8cfc\u5165\u30aa\u30d7\u30b7\u30e7\u30f3\u3092\u884c\u4f7f\u3059\u308b\u307e\u3067\u6240\u6709\u8005\u3067\u306f\u306a\u3044\u5834\u5408\u3001\u8d70\u884c\u8ddd\u96e2\u8d85\u904e\u306e\u7f70\u91d1\u3002<\/li>\n\n\n\n<li><strong>\u6700\u826f\u306e\u9078\u629e\u80a2<\/strong>: \u30b3\u30f4\u30a3\u3001\u30ed\u30fc\u30ab\u30ea\u30b6\u30fb\u30d5\u30ea\u30fc\u30c8\u3001\u30e2\u30f4\u30a3\u30fc\u30c0\u3001\u30a6\u30cb\u30c0\u30b9<\/li>\n<\/ul>\n\n\n\n<p><strong>\u4ecb\u5165\u540c\u610f\u5f53\u4e8b\u8005\u304c\u3044\u308bCDC<\/strong><br>\u7b2c\u4e09\u8005\uff08\u901a\u5e38\u306f\u914d\u5076\u8005\u307e\u305f\u306f\u89aa\u65cf\uff09\u304c\u5171\u540c\u50b5\u52d9\u8005\u3068\u3057\u3066\u7f72\u540d\u3057\u3001\u50b5\u52d9\u3092\u5171\u6709\u3059\u308b\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30aa\u30d7\u30b7\u30e7\u30f3\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u627f\u8a8d\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u5927\u5e45\u306b\u9ad8\u307e\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5229\u70b9<\/strong>\u627f\u8a8d\u304c\u7c21\u5358\u306b\u306a\u308a\u3001\u91d1\u5229\u304c\u4f4e\u304f\u306a\u308a\u3001\u4fe1\u7528\u9650\u5ea6\u984d\u304c\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u30c7\u30e1\u30ea\u30c3\u30c8<\/strong>\u5171\u540c\u50b5\u52d9\u8005\u306e\u8cc7\u7523\u304c\u660e\u3089\u304b\u306b\u306a\u308a\u3001\u5bb6\u65cf\u9593\u306e\u5bfe\u7acb\u304c\u751f\u3058\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u6700\u826f\u306e\u9078\u629e\u80a2<\/strong>\u30d1\u30f3\u30d0\u30f3\u30af\u3001BMG\u3001\u30b5\u30d5\u30e9<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">2. 2026\u5e74\u306e\u5e02\u5834\u6982\u6cc1<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u8eca\u7a2e\u5225\u306e\u6599\u91d1<\/h3>\n\n\n\n<p><strong>\u65b0\u8eca 0km<\/strong> \uff082026\u5e741\u6708\uff09<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u6a5f\u95a2<\/th><th>\u6700\u4f4e\u6708\u984d\u6599\u91d1<\/th><th>\u5e73\u5747\u6708\u984d\u6599\u91d1<\/th><th>\u6700\u9577\u4efb\u671f<\/th><\/tr><\/thead><tbody><tr><td>\u30d6\u30e9\u30b8\u30eb\u9280\u884c<\/td><td>0,69%<\/td><td>1,15%<\/td><td>60\u30f6\u6708<\/td><\/tr><tr><td>\u30d6\u30e9\u30c7\u30b9\u30b3<\/td><td>0,89%<\/td><td>1,35%<\/td><td>60\u30f6\u6708<\/td><\/tr><tr><td>\u30b5\u30f3\u30bf\u30f3\u30c7\u30fc\u30eb<\/td><td>0,95%<\/td><td>1,42%<\/td><td>60\u30f6\u6708<\/td><\/tr><tr><td>BV \u30d5\u30a3\u30ca\u30f3\u30b7\u30a8\u30e9<\/td><td>1,19%<\/td><td>1,68%<\/td><td>48\u30f6\u6708<\/td><\/tr><tr><td>\u30af\u30ec\u30c7\u30a3\u30bf\u30b9<\/td><td>0,99%<\/td><td>1,45%<\/td><td>60\u30f6\u6708<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>\u4e2d\u53e4\u8eca\uff085\u5e74\u4ee5\u5185\uff09<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u6a5f\u95a2<\/th><th>\u6700\u4f4e\u6708\u984d\u6599\u91d1<\/th><th>\u5e73\u5747\u6708\u984d\u6599\u91d1<\/th><th>\u6700\u9577\u4efb\u671f<\/th><\/tr><\/thead><tbody><tr><td>\u30d6\u30e9\u30b8\u30eb\u9280\u884c<\/td><td>1,18%<\/td><td>1,89%<\/td><td>48\u30f6\u6708<\/td><\/tr><tr><td>\u30a4\u30bf\u30a6<\/td><td>1,35%<\/td><td>2,05%<\/td><td>48\u30f6\u6708<\/td><\/tr><tr><td>\u30d1\u30f3\u9280\u884c<\/td><td>1,89%<\/td><td>2,65%<\/td><td>48\u30f6\u6708<\/td><\/tr><tr><td>\u30dd\u30eb\u30c8\u30fb\u30bb\u30b0\u30fc\u30ed<\/td><td>1,75%<\/td><td>2,45%<\/td><td>48\u30f6\u6708<\/td><\/tr><tr><td>\u30af\u30ec\u30c7\u30a3\u30bf\u30b9<\/td><td>1,49%<\/td><td>2,15%<\/td><td>48\u30f6\u6708<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>\u4e2d\u53e4\u8eca\uff085\uff5e10\u5e74\uff09<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u6a5f\u95a2<\/th><th>\u6700\u4f4e\u6708\u984d\u6599\u91d1<\/th><th>\u5e73\u5747\u6708\u984d\u6599\u91d1<\/th><th>\u6700\u9577\u4efb\u671f<\/th><\/tr><\/thead><tbody><tr><td>BV \u30d5\u30a3\u30ca\u30f3\u30b7\u30a8\u30e9<\/td><td>2,15%<\/td><td>2,95%<\/td><td>36\u30f6\u6708<\/td><\/tr><tr><td>\u30d1\u30f3\u9280\u884c<\/td><td>2,35%<\/td><td>3,15%<\/td><td>36\u30f6\u6708<\/td><\/tr><tr><td>\u30aa\u30e0\u30cb\u30fb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9<\/td><td>2,49%<\/td><td>3,25%<\/td><td>36\u30f6\u6708<\/td><\/tr><tr><td>\u30df\u30c3\u30c9\u30a6\u30a7\u30a4<\/td><td>2,65%<\/td><td>3,45%<\/td><td>30\u30f6\u6708<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>\u826f\u597d\u306a\u95a2\u4fc2\u306b\u3042\u308b\u9867\u5ba2\u5411\u3051\u306e\u53c2\u8003\u30ec\u30fc\u30c8\u3002\u500b\u3005\u306e\u5206\u6790\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2026\u5e74\u306e\u627f\u8a8d\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb<\/h3>\n\n\n\n<p>Febraban\uff08\u30d6\u30e9\u30b8\u30eb\u9280\u884c\u9023\u76df\uff09\u3068\u5c02\u9580\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306e\u30c7\u30fc\u30bf\u306b\u3088\u308b\u3068\u3001\u627f\u8a8d\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\u306f\u5927\u304d\u304f\u5909\u5316\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p><strong>2023<\/strong>: 700\u70b9\u4ee5\u4e0a\u306e\u30b9\u30b3\u30a2\u306768%\u627f\u8a8d<br><strong>2024<\/strong>: 500\uff5e699\u70b9\u306e\u30b9\u30b3\u30a2\u306752%\u627f\u8a8d<br><strong>2025<\/strong>: 300\uff5e499\u70b9\u306e\u30b9\u30b3\u30a2\u306738%\u627f\u8a8d<br><strong>2026<\/strong>22% 300\u70b9\u672a\u6e80\u306e\u627f\u8a8d<\/p>\n\n\n\n<p>\u3053\u308c\u306f\u3069\u3046\u3044\u3046\u610f\u5473\u3067\u3057\u3087\u3046\u304b\uff1f\u30b9\u30b3\u30a2\u304c\u975e\u5e38\u306b\u4f4e\u304f\u3066\u3082\u3001\u4ee5\u4e0b\u306e\u6761\u4ef6\u3092\u6e80\u305f\u3057\u3066\u3044\u308c\u3070\u627f\u8a8d\u3055\u308c\u308b\u53ef\u80fd\u6027\u306f\u5341\u5206\u306b\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u2705 \u5206\u5272\u6255\u3044\u91d1\u984d\u306e2.5\u500d\u4ee5\u4e0a\u306e\u53ce\u5165\u304c\u8a3c\u660e\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u3002<br>\u2705 \u4ed5\u4e8b\u306e\u5b89\u5b9a\u6027\uff08\u73fe\u5728\u306e\u4ed5\u4e8b\u306b\u6700\u4f4e6\u304b\u6708\u5f93\u4e8b\uff09<br>\u2705 30%\u4ee5\u4e0b\u306e\u53ce\u5165\u30b3\u30df\u30c3\u30c8\u30e1\u30f3\u30c8<br>\u2705 \u904e\u53bb90\u65e5\u9593\u306b\u672a\u6255\u3044\u306e\u50b5\u52d9\u304c\u306a\u3044<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">3. \u30d7\u30ed\u30d5\u30a3\u30fc\u30eb\u5225\u30d9\u30b9\u30c8\u6a5f\u95a2<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u501f\u91d1\u3092\u62b1\u3048\u3066\u3044\u308b\u4eba\u306e\u305f\u3081\u306b\u3002<\/h3>\n\n\n\n<p><strong>\ud83e\udd47 \u30af\u30ec\u30b8\u30c3\u30c8<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u306a\u305c<\/strong>\u62c5\u4fdd\uff08\u8fd4\u6e08\u6e08\u307f\u306e\u4e0d\u52d5\u7523\u307e\u305f\u306f\u8eca\u4e21\uff09\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u6700\u5927 3 \u3064\u306e\u30a2\u30af\u30c6\u30a3\u30d6\u306a\u5236\u9650\u3092\u53d7\u3051\u5165\u308c\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u6a19\u6e96\u6599\u91d1<\/strong>: 1,49% \u5348\u524d\u304b\u3089 2,89% \u5348\u524d<\/li>\n\n\n\n<li><strong>\u5dee\u52d5<\/strong>\u878d\u8cc7\u3068\u540c\u6642\u306b\u50b5\u52d9\u306e\u8b72\u6e21\u3082\u53ef\u80fd\u3002<\/li>\n\n\n\n<li><strong>\u30d7\u30ed\u30bb\u30b9<\/strong>100%\u30c7\u30b8\u30bf\u30eb\u300148\u6642\u9593\u4ee5\u5185\u306b\u5fdc\u7b54\u3057\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u5236\u9650<\/strong>\u6700\u4f4e\u53ce\u5165\u306fR$ 2,500\u304c\u5fc5\u8981\u3067\u3059<\/li>\n<\/ul>\n\n\n\n<p><strong>\ud83e\udd48 \u30d0\u30f3\u30b3\u30d1\u30f3<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u306a\u305c<\/strong>\u8efd\u5fae\u306a\u5236\u9650\u306e\u3042\u308b\u30af\u30e9\u30a4\u30a2\u30f3\u30c8\u306e\u627f\u8a8d\u5c65\u6b74\u3002<\/li>\n\n\n\n<li><strong>\u6a19\u6e96\u6599\u91d1<\/strong>: 1,89% am 3,15% am<\/li>\n\n\n\n<li><strong>\u5dee\u52d5<\/strong>\u5b98\u50da\u7684\u306a\u624b\u7d9a\u304d\u306a\u3057\u3067\u3001\u81ea\u55b6\u696d\u8005\uff08MEI\uff09\u3084\u30d5\u30ea\u30fc\u30e9\u30f3\u30b5\u30fc\u3092\u53d7\u3051\u5165\u308c\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u30d7\u30ed\u30bb\u30b9<\/strong>\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\uff08\u30aa\u30f3\u30e9\u30a4\u30f3 + \u30d1\u30fc\u30c8\u30ca\u30fc\u4ee3\u7406\u5e97\u7d4c\u7531\u306e\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\uff09<\/li>\n\n\n\n<li><strong>\u5236\u9650<\/strong>\u4fe1\u7528\u5c65\u6b74\u304c\u60aa\u3044\u4eba\u306e\u5834\u5408\u3001\u6700\u9577 48 \u304b\u6708\u306e\u671f\u9593\u3068\u306a\u308a\u307e\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\ud83e\udd49 \u30dd\u30eb\u30c8\u30bb\u30b0\u30ed\u9280\u884c<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u306a\u305c<\/strong>\u5236\u7d04\u306e\u30b3\u30f3\u30c6\u30ad\u30b9\u30c8\u3092\u8003\u616e\u3057\u305f\u4eba\u9593\u7684\u306a\u5206\u6790\u3002<\/li>\n\n\n\n<li><strong>\u6a19\u6e96\u6599\u91d1<\/strong>: 1,75% \u5348\u524d\u304b\u3089 2,95% \u5348\u524d<\/li>\n\n\n\n<li><strong>\u5dee\u52d5<\/strong>\u5272\u5f15\u304c\u3064\u3044\u305f\u81ea\u52d5\u8eca\u4fdd\u967a\u304c\u30d1\u30c3\u30b1\u30fc\u30b8\u306b\u542b\u307e\u308c\u3066\u3044\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u30d7\u30ed\u30bb\u30b9<\/strong>\u5206\u6790\u4e2d\u306b\u4eba\u9593\u306b\u3088\u308b\u30b5\u30dd\u30fc\u30c8\u3092\u53d7\u3051\u308b\u30c7\u30b8\u30bf\u30eb\u3002<\/li>\n\n\n\n<li><strong>\u5236\u9650<\/strong>\u5236\u9650\u306f\u5408\u8a08\u3067 R$ 5,000 \u3092\u8d85\u3048\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u30a2\u30d7\u30ea\u30c9\u30e9\u30a4\u30d0\u30fc\u5411\u3051<\/h3>\n\n\n\n<p><strong>\ud83e\udd47 \u30b3\u30f4\u30a3<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u30e2\u30c7\u30eb<\/strong>: Uber\u300199\u3001inDrive\u5411\u3051\u5c02\u9580\u30ea\u30fc\u30b9<\/li>\n\n\n\n<li><strong>\u30a2\u30c9\u30d0\u30f3\u30c6\u30fc\u30b8<\/strong>\u982d\u91d1\u4e0d\u8981\u3001\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9\u8fbc\u307f\u30012\u5e74\u3054\u3068\u306b\u4ea4\u63db\u3002<\/li>\n\n\n\n<li><strong>\u6295\u8cc7<\/strong>R$ 1,350\/\u6708\u304b\u3089\uff08\u3059\u3079\u3066\u8fbc\u307f\uff09<\/li>\n\n\n\n<li><strong>\u30d7\u30ed\u30bb\u30b9<\/strong>24 \u6642\u9593\u4ee5\u5185\u306b\u627f\u8a8d\u3055\u308c\u30017 \u65e5\u4ee5\u5185\u306b\u53d7\u3051\u53d6\u308a\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u8981\u4ef6<\/strong>\u73fe\u5f79\u30c9\u30e9\u30a4\u30d0\u30fc\u3068\u3057\u3066\u6700\u4f4e3\u304b\u6708\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\ud83e\udd48 \u8266\u968a\u306e\u30ed\u30fc\u30ab\u30ea\u30b6<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u30e2\u30c7\u30eb<\/strong>\u8d70\u884c\u8ddd\u96e2\u7121\u5236\u9650\u306e\u6708\u984d\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u3002<\/li>\n\n\n\n<li><strong>\u30a2\u30c9\u30d0\u30f3\u30c6\u30fc\u30b8<\/strong>\u4fe1\u7528\u8abf\u67fb\u4e0d\u8981\u3001\u4e2d\u53e4\u8eca\u3067\u3059\u3002<\/li>\n\n\n\n<li><strong>\u6295\u8cc7<\/strong>\u6708\u984d R$ 1,890 \u304b\u3089<\/li>\n\n\n\n<li><strong>\u30d7\u30ed\u30bb\u30b9<\/strong>\u524d\u91d1\u306e\u652f\u6255\u3044\u5f8c\u3001\u5373\u6642\u627f\u8a8d\u3055\u308c\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u8981\u4ef6<\/strong>\u30e2\u30d3\u30ea\u30c6\u30a3 \u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3078\u306e\u30a2\u30af\u30c6\u30a3\u30d6\u306a\u767b\u9332\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\ud83e\udd49 \u30ab\u30fc\u30d5\u30ea\u30c3\u30d7<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u30e2\u30c7\u30eb<\/strong>\u7279\u5225\u306a\u6761\u4ef6\u3092\u4f34\u3046\u4f1d\u7d71\u7684\u306a\u878d\u8cc7\u3002<\/li>\n\n\n\n<li><strong>\u30a2\u30c9\u30d0\u30f3\u30c6\u30fc\u30b8<\/strong>\u4e57\u8eca\u5c65\u6b74\u3092\u53ce\u5165\u8a3c\u660e\u3068\u3057\u3066\u53d7\u3051\u4ed8\u3051\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u6a19\u6e96\u6599\u91d1<\/strong>: 1,65% \u5348\u524d\u304b\u3089 2,45% \u5348\u524d<\/li>\n\n\n\n<li><strong>\u30d7\u30ed\u30bb\u30b9<\/strong>100% \u30c7\u30b8\u30bf\u30eb\u3001\u6700\u5927 72 \u6642\u9593\u3067\u5206\u6790\u3002<\/li>\n\n\n\n<li><strong>\u8981\u4ef6<\/strong>\u904e\u53bb6\u304b\u6708\u9593\u306e\u5e73\u5747\u4e57\u8eca\u56de\u6570\u306f\u6708120\u56de<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u30de\u30a4\u30af\u30ed\u8d77\u696d\u5bb6\u5411\u3051\uff08MEI\uff09<\/h3>\n\n\n\n<p><strong>\ud83e\udd47 BV \u30d5\u30a1\u30a4\u30ca\u30f3\u30b9<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u306a\u305c<\/strong>\u5b98\u50da\u7684\u306a\u624b\u7d9a\u304d\u306a\u3057\u306b MEI (Individual Microentrepreneur) \u5ba3\u8a00\u3092\u8a3c\u660e\u3068\u3057\u3066\u53d7\u3051\u5165\u308c\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u6a19\u6e96\u6599\u91d1<\/strong>: 1,19% am 2,35% am<\/li>\n\n\n\n<li><strong>\u5dee\u52d5<\/strong>\u4f5c\u696d\u8eca\u4e21\u5c02\u7528\u30e9\u30a4\u30f3\u3002<\/li>\n\n\n\n<li><strong>\u30d7\u30ed\u30bb\u30b9<\/strong>\u30c7\u30b8\u30bf\u30eb\u300148 \u6642\u9593\u4ee5\u5185\u306b\u5206\u6790\u3002<\/li>\n\n\n\n<li><strong>\u5236\u9650<\/strong>MEI (\u500b\u4eba\u30de\u30a4\u30af\u30ed\u8d77\u696d\u5bb6) \u306f\u5c11\u306a\u304f\u3068\u3082 12 \u304b\u6708\u9593\u6d3b\u52d5\u3057\u3066\u3044\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\ud83e\udd48 \u30af\u30ec\u30b8\u30c3\u30c8<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u306a\u305c<\/strong>\u9280\u884c\u53d6\u5f15\u660e\u7d30\u66f8\u3092\u901a\u3058\u3066\u5b9f\u969b\u306e\u53ce\u76ca\u3092\u8a55\u4fa1\u3057\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u6a19\u6e96\u6599\u91d1<\/strong>: 1,49% \u5348\u524d\u304b\u3089 2,65% \u5348\u524d<\/li>\n\n\n\n<li><strong>\u5dee\u52d5<\/strong>\u8a2d\u5099\u3092\u8ffd\u52a0\u62c5\u4fdd\u3068\u3057\u3066\u5229\u7528\u3067\u304d\u308b\u53ef\u80fd\u6027\u3002<\/li>\n\n\n\n<li><strong>\u30d7\u30ed\u30bb\u30b9<\/strong>\u66f8\u985e\u30a2\u30c3\u30d7\u30ed\u30fc\u30c9\u306b\u3088\u308b\u30c7\u30b8\u30bf\u30eb\u5316<\/li>\n\n\n\n<li><strong>\u5236\u9650<\/strong>\u6700\u4f4e\u6708\u9593\u58f2\u4e0a\u9ad8 R$ 5,000 \u304c\u5fc5\u8981\u3067\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\ud83e\udd49 \u30d6\u30e9\u30b8\u30eb\u9280\u884c<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u306a\u305c<\/strong>MEI \u30a2\u30ab\u30a6\u30f3\u30c8\u3092\u304a\u6301\u3061\u306e\u304a\u5ba2\u69d8\u5411\u3051\u306e\u7279\u5225\u6761\u4ef6\u3002<\/li>\n\n\n\n<li><strong>\u6a19\u6e96\u6599\u91d1<\/strong>: 0.99% am\u304b\u30891.95% am\uff08\u95a2\u4fc2\u3042\u308a\uff09<\/li>\n\n\n\n<li><strong>\u5dee\u52d5<\/strong>MEI\uff08\u500b\u4eba\u30de\u30a4\u30af\u30ed\u8d77\u696d\u5bb6\uff09\u5411\u3051\u71c3\u6599\u30ad\u30e3\u30c3\u30b7\u30e5\u30d0\u30c3\u30af<\/li>\n\n\n\n<li><strong>\u30d7\u30ed\u30bb\u30b9<\/strong>\u6df7\u5408\uff08\u30aa\u30f3\u30e9\u30a4\u30f3\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\uff0b\u4ee3\u7406\u5e97\u306b\u3088\u308b\u6b63\u5f0f\u5316\uff09<\/li>\n\n\n\n<li><strong>\u5236\u9650<\/strong>\u30d3\u30b8\u30cd\u30b9 \u30a2\u30ab\u30a6\u30f3\u30c8\u306f\u5c11\u306a\u304f\u3068\u3082 6 \u304b\u6708\u9593\u30a2\u30af\u30c6\u30a3\u30d6\u306b\u306a\u3063\u3066\u3044\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u516c\u52d9\u54e1\u304a\u3088\u3073CLT\u5f93\u696d\u54e1\u5411\u3051<\/h3>\n\n\n\n<p><strong>\ud83e\udd47 \u30d6\u30e9\u30b8\u30eb\u9280\u884c<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u306a\u305c<\/strong>\u7d66\u4e0e\u5929\u5f15\u304d\u5bfe\u8c61\u306e\u53e3\u5ea7\u4fdd\u6709\u8005\u306b\u5bfe\u3059\u308b\u7279\u5225\u6761\u4ef6\u3002<\/li>\n\n\n\n<li><strong>\u6a19\u6e96\u6599\u91d1<\/strong>: 0.69% \u5348\u524d 1.35% \u5348\u524d<\/li>\n\n\n\n<li><strong>\u5dee\u52d5<\/strong>\u6700\u5927 6 \u304b\u6708\u306e\u7336\u4e88\u671f\u9593\u304c\u3042\u308a\u3001\u5229\u606f\u306f\u767a\u751f\u3057\u307e\u305b\u3093\u3002<\/li>\n\n\n\n<li><strong>\u30d7\u30ed\u30bb\u30b9<\/strong>\u7d66\u4e0e\u53e3\u5ea7\u3092\u304a\u6301\u3061\u306e\u65b9\u5411\u3051\u306b\u7c21\u7d20\u5316\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u3055\u3089\u306a\u308b\u5229\u70b9<\/strong>: \u5e74\u95932\u56de\u307e\u3067\u306e\u5206\u5272\u6255\u3044\u304c\u53ef\u80fd<\/li>\n<\/ul>\n\n\n\n<p><strong>\ud83e\udd48 \u30d6\u30e9\u30c7\u30b9\u30b3<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u306a\u305c<\/strong>\u516c\u52d9\u54e1\u5c02\u7528\u56de\u7dda\u3002<\/li>\n\n\n\n<li><strong>\u6a19\u6e96\u6599\u91d1<\/strong>: 0.89% \u5348\u524d 1.55% \u5348\u524d<\/li>\n\n\n\n<li><strong>\u5dee\u52d5<\/strong>\u5b89\u5b9a\u3057\u305f\u30b5\u30fc\u30d0\u30fc\u306e\u81ea\u52d5\u627f\u8a8d\u3002<\/li>\n\n\n\n<li><strong>\u30d7\u30ed\u30bb\u30b9<\/strong>\u30d7\u30e9\u30a4\u30e0\u4f1a\u54e1\u5411\u3051\u30c7\u30b8\u30bf\u30eb<\/li>\n\n\n\n<li><strong>\u3055\u3089\u306a\u308b\u5229\u70b9<\/strong>\u62e1\u5f35\u88dc\u511f\u4ed8\u304d\u8cb8\u3057\u624b\u4fdd\u967a<\/li>\n<\/ul>\n\n\n\n<p><strong>\ud83e\udd49 \u30b5\u30f3\u30bf\u30f3\u30c7\u30fc\u30eb<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u306a\u305c<\/strong>\u9032\u6b69\u7684\u306a\u5229\u76ca\u3092\u4f34\u3046\u95a2\u4fc2\u30d7\u30ed\u30b0\u30e9\u30e0\u3002<\/li>\n\n\n\n<li><strong>\u6a19\u6e96\u6599\u91d1<\/strong>: 0.95% am\u304b\u30891.65% am<\/li>\n\n\n\n<li><strong>\u5dee\u52d5<\/strong>\u95a2\u4fc2\u5e74\u6570\u306b\u5fdc\u3058\u3066\u6599\u91d1\u304c\u5272\u5f15\u3055\u308c\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u30d7\u30ed\u30bb\u30b9<\/strong>\u5c02\u7528\u30de\u30cd\u30fc\u30b8\u30e3\u30fc\u3068\u306e\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9<\/li>\n\n\n\n<li><strong>\u3055\u3089\u306a\u308b\u5229\u70b9<\/strong>\u878d\u8cc7\u6642\u306e\u9280\u884c\u624b\u6570\u6599\u304c\u514d\u9664\u3055\u308c\u307e\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">4. \u5b9f\u8cea\u30b3\u30b9\u30c8\u8a08\u7b97\u30c4\u30fc\u30eb<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u4f8b 1: \u30d5\u30a3\u30a2\u30c3\u30c8 \u30b9\u30c8\u30e9\u30fc\u30c0 \u30a8\u30f3\u30c7\u30e5\u30e9\u30f3\u30b9 0km \u2013 R$ 95,000<\/h3>\n\n\n\n<p><strong>\u5f93\u6765\u306e\u9280\u884c\u30b7\u30ca\u30ea\u30aa (\u30d6\u30e9\u30b8\u30eb\u9280\u884c)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u878d\u8cc7\u984d<\/strong>: R$ 95.000 (100%)<\/li>\n\n\n\n<li><strong>\u30ec\u30fc\u30c8<\/strong>: 1.15% am (14.96% aa)<\/li>\n\n\n\n<li><strong>\u5b66\u671f<\/strong>60\u30f6\u6708<\/li>\n\n\n\n<li><strong>\u5c0f\u5305<\/strong>R$ 2.189<\/li>\n\n\n\n<li><strong>\u652f\u6255\u5408\u8a08<\/strong>: R$ 131.340<\/li>\n\n\n\n<li><strong>\u7dcf\u5229\u606f<\/strong>: R$ 36.340<\/li>\n\n\n\n<li><strong>\u4e2d\u592e\u30e8\u30fc\u30ed\u30c3\u30d1\u6a19\u6e96\u6642<\/strong>: 16,85% aa<\/li>\n<\/ul>\n\n\n\n<p><strong>\u5fc5\u9808\u306e\u8ffd\u52a0\u8cbb\u7528:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u81ea\u52d5\u8eca\u4fdd\u967a\uff08\u5e74\u9593\uff09\uff1aR$ 3,200\uff5eR$ 4,500<\/li>\n\n\n\n<li>IPVA 2026: R$ 3.800<\/li>\n\n\n\n<li>\u30e9\u30a4\u30bb\u30f3\u30b9: R$ 180<\/li>\n\n\n\n<li><strong>\u521d\u5e74\u5ea6\u306e\u5b9f\u969b\u306e\u8cbb\u7528\u3002<\/strong>R$ 33,448\uff08\u5206\u5272\u6255\u3044\uff09+ R$ 7,680\uff08\u8ffd\u52a0\u8cbb\u7528\uff09= R$ 41,128<\/li>\n<\/ul>\n\n\n\n<p><strong>\u5c02\u9580\u7684\u306a\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30b7\u30ca\u30ea\u30aa\uff08Creditas\uff09<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u878d\u8cc7\u984d<\/strong>: R$ 95.000 (100%)<\/li>\n\n\n\n<li><strong>\u30ec\u30fc\u30c8<\/strong>: 1.45% am (18.96% aa)<\/li>\n\n\n\n<li><strong>\u5b66\u671f<\/strong>60\u30f6\u6708<\/li>\n\n\n\n<li><strong>\u5c0f\u5305<\/strong>R$ 2.398<\/li>\n\n\n\n<li><strong>\u652f\u6255\u5408\u8a08<\/strong>: R$ 143.880<\/li>\n\n\n\n<li><strong>\u7dcf\u5229\u606f<\/strong>R$ 48.880<\/li>\n\n\n\n<li><strong>\u4e2d\u592e\u30e8\u30fc\u30ed\u30c3\u30d1\u6a19\u6e96\u6642<\/strong>: 20,25% aa<\/li>\n<\/ul>\n\n\n\n<p><strong>\u5fc5\u9808\u306e\u8ffd\u52a0\u8cbb\u7528:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u81ea\u52d5\u8eca\u4fdd\u967a\uff08\u5e74\u9593\uff09\uff1aR$ 3,500\uff5eR$ 5,000<\/li>\n\n\n\n<li>IPVA 2026: R$ 3.800<\/li>\n\n\n\n<li>\u30e9\u30a4\u30bb\u30f3\u30b9: R$ 180<\/li>\n\n\n\n<li><strong>\u521d\u5e74\u5ea6\u306e\u5b9f\u969b\u306e\u8cbb\u7528\u3002<\/strong>R$ 28,776\uff08\u5206\u5272\u6255\u3044\uff09+ R$ 8,480\uff08\u8ffd\u52a0\u8cbb\u7528\uff09= R$ 37,256<\/li>\n<\/ul>\n\n\n\n<p><strong>\u672c\u5f53\u306e\u9055\u3044<\/strong>R$ \u3055\u3093\u306f\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3067\u6bce\u6708 209 \u30c9\u30eb\u591a\u304f\u7a3c\u3044\u3067\u3044\u307e\u3059\u304c\u3001\u4fe1\u7528\u5c65\u6b74\u304c\u60aa\u3044\u4eba\u3067\u3082\u627f\u8a8d\u3055\u308c\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u4f8b2\uff1a\u30b7\u30dc\u30ec\u30fc \u30aa\u30cb\u30af\u30b9 \u30d7\u30e9\u30b9 2022\u5e74\u5f0f\uff08\u4e2d\u53e4\uff09 \u2013 R$ 68,000<\/h3>\n\n\n\n<p><strong>\u5f93\u6765\u306e\u9280\u884c\u30b7\u30ca\u30ea\u30aa (\u30a4\u30bf\u30a6)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u878d\u8cc7\u984d<\/strong>: R$ 68.000 (100%)<\/li>\n\n\n\n<li><strong>\u30ec\u30fc\u30c8<\/strong>: 2.05% am (27.46% aa)<\/li>\n\n\n\n<li><strong>\u5b66\u671f<\/strong>48\u30f6\u6708<\/li>\n\n\n\n<li><strong>\u5c0f\u5305<\/strong>R$ 2.168<\/li>\n\n\n\n<li><strong>\u652f\u6255\u5408\u8a08<\/strong>: R$ 104.064<\/li>\n\n\n\n<li><strong>\u7dcf\u5229\u606f<\/strong>: R$ 36.064<\/li>\n\n\n\n<li><strong>\u4e2d\u592e\u30e8\u30fc\u30ed\u30c3\u30d1\u6a19\u6e96\u6642<\/strong>: 29,85% aa<\/li>\n<\/ul>\n\n\n\n<p><strong>\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306e\u98a8\u666f (\u30dd\u30eb\u30c8\u30fb\u30bb\u30b0\u30ed\u9280\u884c)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u878d\u8cc7\u984d<\/strong>: R$ 68.000 (100%)<\/li>\n\n\n\n<li><strong>\u30ec\u30fc\u30c8<\/strong>: 2.45% am (33.46% aa)<\/li>\n\n\n\n<li><strong>\u5b66\u671f<\/strong>48\u30f6\u6708<\/li>\n\n\n\n<li><strong>\u5c0f\u5305<\/strong>R$ 2.389<\/li>\n\n\n\n<li><strong>\u652f\u6255\u5408\u8a08<\/strong>: R$ 114.672<\/li>\n\n\n\n<li><strong>\u7dcf\u5229\u606f<\/strong>: R$ 46.672<\/li>\n\n\n\n<li><strong>\u4e2d\u592e\u30e8\u30fc\u30ed\u30c3\u30d1\u6a19\u6e96\u6642<\/strong>: 36,15% aa<\/li>\n<\/ul>\n\n\n\n<p><strong>\u9055\u3044<\/strong>: \u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u3067\u306f\u6708\u984d R$ 221 \u591a\u304f\u304b\u304b\u308a\u3001\u7dcf\u878d\u8cc7\u984d\u306f R$ 10,608 \u591a\u304f\u304b\u304b\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p><strong>\u305d\u308c\u306f\u4fa1\u5024\u304c\u3042\u308b\u3067\u3057\u3087\u3046\u304b\uff1f<\/strong> \u305d\u308c\u306f\u72b6\u6cc1\u306b\u3088\u308a\u307e\u3059\u3002\u4fe1\u7528\u5c65\u6b74\u306b\u554f\u984c\u304c\u3042\u308a\u3001\u5f93\u6765\u306e\u9280\u884c\u304b\u3089\u878d\u8cc7\u3092\u62d2\u5426\u3055\u308c\u305f\u5834\u5408\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u304c\u552f\u4e00\u306e\u9078\u629e\u80a2\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u4f8b3\uff1a\u30d5\u30a9\u30eb\u30af\u30b9\u30ef\u30fc\u30b2\u30f3 \u30dd\u30ed 2019\u5e74\u5f0f\uff08\u4e2d\u53e4\uff09 \u2013 R$ 55,000<\/h3>\n\n\n\n<p><strong>\u5c02\u9580\u7684\u306a\u8ca1\u52d9\u30b7\u30ca\u30ea\u30aa\uff08BV\uff09<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u878d\u8cc7\u984d<\/strong>: R$ 55.000 (100%)<\/li>\n\n\n\n<li><strong>\u30ec\u30fc\u30c8<\/strong>: 2.95% am (41.46% aa)<\/li>\n\n\n\n<li><strong>\u5b66\u671f<\/strong>36\u30f6\u6708<\/li>\n\n\n\n<li><strong>\u5c0f\u5305<\/strong>R$ 2.415<\/li>\n\n\n\n<li><strong>\u652f\u6255\u5408\u8a08<\/strong>R$ 86.940<\/li>\n\n\n\n<li><strong>\u7dcf\u5229\u606f<\/strong>: R$ 31.940<\/li>\n\n\n\n<li><strong>\u4e2d\u592e\u30e8\u30fc\u30ed\u30c3\u30d1\u6a19\u6e96\u6642<\/strong>: 44,25% aa<\/li>\n<\/ul>\n\n\n\n<p><strong>30%\uff08BV\uff09\u30a8\u30f3\u30c8\u30ea\u306e\u30b7\u30ca\u30ea\u30aa<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u7981\u6b62<\/strong>R$ 16.500<\/li>\n\n\n\n<li><strong>\u878d\u8cc7\u984d<\/strong>R$ 38.500<\/li>\n\n\n\n<li><strong>\u30ec\u30fc\u30c8<\/strong>: 2,15% am (28,96% aa) \u2013 \u5272\u5f15\u6599\u91d1<\/li>\n\n\n\n<li><strong>\u5b66\u671f<\/strong>36\u30f6\u6708<\/li>\n\n\n\n<li><strong>\u5c0f\u5305<\/strong>R$ 1.534<\/li>\n\n\n\n<li><strong>\u652f\u6255\u5408\u8a08<\/strong>: R$ 55,224 + R$ 16,500 \u5165\u529b = R$ 71,724<\/li>\n\n\n\n<li><strong>\u7dcf\u5229\u606f<\/strong>R$ 16.724<\/li>\n\n\n\n<li><strong>\u4e2d\u592e\u30e8\u30fc\u30ed\u30c3\u30d1\u6a19\u6e96\u6642<\/strong>: 31,45% aa<\/li>\n<\/ul>\n\n\n\n<p><strong>\u982d\u91d1\u4ed8\u304d\u30a8\u30b3\u30ce\u30df\u30fc<\/strong>\u8cc7\u91d1\u8abf\u9054\u671f\u9593\u4e2d\u306eR$ 15.216\uff08\u7dcf\u8cbb\u7528-17.5%\uff09<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u627f\u8a8d\u3092\u78ba\u5b9f\u306b\u5f97\u308b\u305f\u3081\u306e\u30b9\u30c6\u30c3\u30d7\u30d0\u30a4\u30b9\u30c6\u30c3\u30d7\u30ac\u30a4\u30c9<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u30d5\u30a7\u30fc\u30ba1\uff1a\u6e96\u5099\uff081\uff5e2\u9031\u9593\u524d\uff09<\/h3>\n\n\n\n<p><strong>1\u65e5\u76ee\uff5e3\u65e5\u76ee: \u8ca1\u52d9\u7d44\u7e54<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u30b9\u30b3\u30a2\u3092\u7121\u6599\u3067\u30ea\u30af\u30a8\u30b9\u30c8\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u30bb\u30e9\u30b5\uff1aserasa.com.br<\/li>\n\n\n\n<li>\u30dc\u30a2\u30d3\u30b9\u30bf: boavistascpc.com.br<\/li>\n\n\n\n<li>\u30af\u30aa\u30c9\uff1aquod.com.br<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u3059\u3079\u3066\u306e\u30a2\u30af\u30c6\u30a3\u30d6\u306a\u5236\u9650\u3092\u8b58\u5225\u3057\u307e\u3059\u3002<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u91d1\u984d\u3001\u50b5\u6a29\u8005\u3001\u65e5\u4ed8\u3092\u66f8\u304d\u7559\u3081\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u53e4\u3044\uff08\u671f\u9650\u5207\u308c\u306e\uff09\u501f\u91d1\u3092\u6700\u8fd1\u306e\u501f\u91d1\u304b\u3089\u5206\u3051\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u5c11\u984d\u306e\u501f\u91d1\uff08R$ 500\u672a\u6e80\uff09\u306e\u8fd4\u6e08\u3092\u512a\u5148\u3059\u308b<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u640d\u76ca\u8a08\u7b97\u66f8\u3092\u6574\u7406\u3057\u307e\u3059\u3002<\/strong>\n<ul class=\"wp-block-list\">\n<li>CLT\uff08\u30d6\u30e9\u30b8\u30eb\u52b4\u50cd\u6cd5\uff09\uff1a\u904e\u53bb3\u5e74\u9593\u306e\u7d66\u4e0e\u660e\u7d30\u66f8 + FGTS\uff08\u30d6\u30e9\u30b8\u30eb\u9000\u8077\u57fa\u91d1\uff09\u660e\u7d30\u66f8<\/li>\n\n\n\n<li>\u81ea\u55b6\u696d\u8005\uff1a6\u304b\u6708\u5206\u306e\u9280\u884c\u53d6\u5f15\u660e\u7d30\u66f8\uff0b\u6240\u5f97\u7a0e\u7533\u544a\u66f8<\/li>\n\n\n\n<li>MEI: DASN-SIMEI + 6\u304b\u6708\u5206\u306e\u5546\u696d\u660e\u7d30\u66f8<\/li>\n\n\n\n<li>\u9000\u8077\u8005: INSS\u660e\u7d30\u66f8+\u7d66\u4e0e\u660e\u7d30\u66f8<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<p><strong>4\u65e5\u76ee\uff5e7\u65e5\u76ee: \u5b9f\u73fe\u53ef\u80fd\u6027\u5206\u6790<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u3042\u306a\u305f\u306e\u652f\u6255\u3044\u80fd\u529b\u3092\u8a08\u7b97\u3057\u307e\u3059\u3002<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u7d14\u6708\u53ce: R$ _______<\/li>\n\n\n\n<li>\u56fa\u5b9a\u8cbb\uff08\u5bb6\u8cc3\u3001\u5149\u71b1\u8cbb\u3001\u98df\u8cbb\uff09: R$ _______<\/li>\n\n\n\n<li>\u5909\u52d5\u8cbb\uff083\u30f6\u6708\u5e73\u5747\uff09: R$ _______<\/li>\n\n\n\n<li><strong>\u5229\u7528\u53ef\u80fd\u306a\u4f59\u5270<\/strong>R$ _______<\/li>\n\n\n\n<li><strong>\u63a8\u5968\u6700\u5927\u5206\u5272\u6255\u3044<\/strong> \uff08\u6b8b\u308a30%\uff09\uff1aR$ _______<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u4e88\u7b97\u306b\u5408\u308f\u305b\u3066\u7406\u60f3\u7684\u306a\u8eca\u4e21\u3092\u304a\u9078\u3073\u304f\u3060\u3055\u3044\u3002<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u8a08\u7b97\u5f0f\uff1a\u8eca\u4e21\u4fa1\u5024 = \u5206\u5272\u6255\u3044 \u00d7 45\uff0860\u304b\u6708\u9593\u3001\u6708\u984d1.5%\uff09<\/li>\n\n\n\n<li>\u4f8b: R$ 1,500\/\u6708\u3092\u652f\u6255\u3046\u4f59\u88d5\u304c\u3042\u308b\u5834\u5408 \u2192 \u8eca\u4e21\u306f R$ 67,500 \u307e\u3067<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u4e88\u7b97\u5185\u3067\u30e2\u30c7\u30eb\u3092\u691c\u7d22\u3057\u307e\u3059\u3002<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u512a\u5148\u9806\u4f4d: \u30d5\u30a3\u30a2\u30c3\u30c8 (Strada\u3001Argo)\u3001\u30b7\u30dc\u30ec\u30fc (Onix\u3001Tracker)\u3001\u30d5\u30a9\u30eb\u30af\u30b9\u30ef\u30fc\u30b2\u30f3 (\u30dd\u30ed\u3001T-Cross)\u3001\u30d2\u30e5\u30f3\u30c0\u30a4 (HB20\u3001\u30af\u30ec\u30bf)<\/li>\n\n\n\n<li>\u907f\u3051\u308b\u3079\u304d\u3082\u306e: \u88fd\u9020\u4e2d\u6b62\u30e2\u30c7\u30eb\u3001\u518d\u8ca9\u304c\u96e3\u3057\u3044\u30d6\u30e9\u30f3\u30c9\u3001\u975e\u5e38\u306b\u53e4\u3044\u8eca\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<p><strong>8\u65e5\u76ee\uff5e14\u65e5\u76ee: \u30d7\u30ed\u30d5\u30a3\u30fc\u30eb\u306e\u5f37\u5316<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u767b\u9332\u8a73\u7d30\u3092\u66f4\u65b0\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u3059\u3079\u3066\u306e\u5c40\u306e\u4f4f\u6240\u3001\u96fb\u8a71\u756a\u53f7\u3001\u96fb\u5b50\u30e1\u30fc\u30eb\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n\n\n\n<li>\u77db\u76fe\u70b9\uff08\u30cb\u30c3\u30af\u30cd\u30fc\u30e0\u3001\u540d\u524d\u306e\u7570\u306a\u308b\u7db4\u308a\uff09\u3092\u4fee\u6b63\u3059\u308b<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u6226\u7565\u7684\u306a\u8ca0\u50b5\u3092\u8fd4\u6e08\u3059\u308b\u3002<\/strong>\n<ul class=\"wp-block-list\">\n<li>R$ 300 \u307e\u3067\u306e\u501f\u91d1\u306b\u7126\u70b9\u3092\u5f53\u3066\u307e\u3059 (\u30b9\u30b3\u30a2\u306b\u3059\u3050\u306b\u5f71\u97ff\u3057\u307e\u3059)\u3002<\/li>\n\n\n\n<li>\u53e4\u3044\u50b5\u52d9\u306b\u3064\u3044\u3066 50% \u304b\u3089 70% \u306e\u5272\u5f15\u3092\u4ea4\u6e09\u3057\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u9577\u671f\u306e\u652f\u6255\u3044\u8a08\u753b\u306f\u907f\u3051\u3066\u304f\u3060\u3055\u3044\uff08\u5168\u984d\u652f\u6255\u3044\u304c\u671b\u307e\u3057\u3044\u3067\u3059\uff09\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u9280\u884c\u95a2\u4fc2\u3092\u78ba\u7acb\u3057\u307e\u3059\u3002<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30af\uff08Nubank\u3001Inter\u3001C6\uff09\u3067\u53e3\u5ea7\u3092\u958b\u8a2d\u3059\u308b<\/li>\n\n\n\n<li>\u305f\u3068\u3048\u308f\u305a\u304b\u3067\u3082\u3001\u30d7\u30e9\u30b9\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u7dad\u6301\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n\n\n\n<li>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306f\u8cac\u4efb\u3092\u6301\u3063\u3066\u3054\u5229\u7528\u304f\u3060\u3055\u3044\uff08\u5e38\u306b\u5168\u984d\u304a\u652f\u6255\u3044\u304f\u3060\u3055\u3044\uff09\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">\u30d5\u30a7\u30fc\u30ba2\uff1a\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u3068\u6bd4\u8f03\uff083\uff5e5\u65e5\u9593\uff09<\/h3>\n\n\n\n<p><strong>\u540c\u6642\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u306e\u305f\u3081\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u30d6\u30e9\u30b8\u30eb\u9280\u884c<\/strong> \uff08bb.com.br\/financiamento-veiculos\uff09\n<ul class=\"wp-block-list\">\n<li>\u5229\u70b9: \u95a2\u4fc2\u6027\u306b\u5bfe\u3059\u308b\u30ec\u30fc\u30c8\u304c\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u5fdc\u7b54\u6642\u9593: 48\uff5e72\u6642\u9593<\/li>\n\n\n\n<li>\u30aa\u30f3\u30e9\u30a4\u30f3\u6587\u66f8: \u306f\u3044<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u30d6\u30e9\u30c7\u30b9\u30b3\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9<\/strong> \uff08bradescofinanciamentos.com.br\uff09\n<ul class=\"wp-block-list\">\n<li>\u5229\u70b9: \u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30d7\u30ed\u30bb\u30b9\u3001\u30b3\u30f3\u30b5\u30eb\u30bf\u30f3\u30c8\u30b5\u30dd\u30fc\u30c8<\/li>\n\n\n\n<li>\u5fdc\u7b54\u6642\u9593: 24\uff5e48\u6642\u9593<\/li>\n\n\n\n<li>\u30aa\u30f3\u30e9\u30a4\u30f3\u6587\u66f8: \u90e8\u5206\u7684<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u30af\u30ec\u30c7\u30a3\u30bf\u30b9<\/strong> \uff08creditas.com\uff09\n<ul class=\"wp-block-list\">\n<li>\u5229\u70b9: \u4fdd\u8a3c\u4ed8\u304d\u306e\u7c21\u7d20\u5316\u3055\u308c\u305f\u627f\u8a8d\u3002<\/li>\n\n\n\n<li>\u5fdc\u7b54\u6642\u9593: 24\uff5e48\u6642\u9593<\/li>\n\n\n\n<li>\u30aa\u30f3\u30e9\u30a4\u30f3\u6587\u66f8: \u306f\u3044<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u30dd\u30eb\u30c8\u30bb\u30b0\u30ed\u9280\u884c<\/strong> \uff08portoseguro.com.br\/banco\uff09\n<ul class=\"wp-block-list\">\n<li>\u30e1\u30ea\u30c3\u30c8: \u5272\u5f15\u3067\u4fdd\u967a\u304c\u542b\u307e\u308c\u3066\u3044\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u5fdc\u7b54\u6642\u9593: 48\u6642\u9593<\/li>\n\n\n\n<li>\u30aa\u30f3\u30e9\u30a4\u30f3\u6587\u66f8: \u306f\u3044<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>BV \u30d5\u30a3\u30ca\u30f3\u30b7\u30a8\u30e9<\/strong> \uff08bvfinanceira.com.br\uff09\n<ul class=\"wp-block-list\">\n<li>\u5229\u70b9: MEI (\u500b\u4eba\u30de\u30a4\u30af\u30ed\u8d77\u696d\u5bb6) \u3092\u554f\u984c\u306a\u304f\u53d7\u3051\u5165\u308c\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u5fdc\u7b54\u6642\u9593: 24\uff5e48\u6642\u9593<\/li>\n\n\n\n<li>\u30aa\u30f3\u30e9\u30a4\u30f3\u6587\u66f8: \u306f\u3044<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<p><strong>\u6bd4\u8f03\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8<\/strong><\/p>\n\n\n\n<p>\u6b21\u306e\u5217\u3092\u542b\u3080\u30b9\u30d7\u30ec\u30c3\u30c9\u30b7\u30fc\u30c8\u3092\u4f5c\u6210\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u6a5f\u95a2<\/th><th>\u6708\u984d\u6599\u91d1<\/th><th>\u5e74\u9593CET<\/th><th>\u5b66\u671f<\/th><th>\u5c0f\u5305<\/th><th>\u652f\u6255\u5408\u8a08<\/th><th>\u4e0d\u8db3<\/th><th>\u89b3\u5bdf<\/th><\/tr><\/thead><tbody><tr><td>BB<\/td><td>1,15%<\/td><td>16,85%<\/td><td>60\u30e1\u30fc\u30c8\u30eb<\/td><td>R$ 2.189<\/td><td>R$ 131.340<\/td><td>180\u65e5\u9593<\/td><td>\u30a2\u30ab\u30a6\u30f3\u30c8\u304c\u5fc5\u8981\u3067\u3059\u3002<\/td><\/tr><tr><td>\u30af\u30ec\u30c7\u30a3\u30bf\u30b9<\/td><td>1,45%<\/td><td>20,25%<\/td><td>60\u30e1\u30fc\u30c8\u30eb<\/td><td>R$ 2.398<\/td><td>R$ 143.880<\/td><td>\u3044\u3044\u3048<\/td><td>\u5236\u9650\u3092\u53d7\u3051\u5165\u308c\u308b<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>\u6ce8\u610f<\/strong>\u91cd\u8981\u306a\u306e\u306f CET (\u7dcf\u5b9f\u52b9\u30b3\u30b9\u30c8) \u306e\u6570\u5024\u3067\u3042\u308a\u3001\u500b\u5225\u306e\u6708\u984d\u6599\u91d1\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u30d5\u30a7\u30fc\u30ba3\uff1a\u66f8\u985e\u63d0\u51fa\uff081\u65e5\uff09<\/h3>\n\n\n\n<p><strong>\u500b\u4eba\u6587\u66f8<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>[ ] RG\u307e\u305f\u306fCNH\uff08\u8868\u88cf\u5224\u8aad\u53ef\u80fd\uff09<\/li>\n\n\n\n<li>[ ] CPF\uff08\u6b63\u898f\u306e\u30b9\u30c6\u30fc\u30bf\u30b9\u306e\u8a3c\u660e \u2013 \u9023\u90a6\u6b73\u5165\u5e81\uff09<\/li>\n\n\n\n<li>[ ] \u5c45\u4f4f\u8a3c\u660e\uff08\u6700\u957790\u65e5\u9593\uff09<\/li>\n\n\n\n<li>[ ] \u8eab\u5206\u8a3c\u660e\u66f8<\/li>\n\n\n\n<li>[ ] \u7d50\u5a5a\u3057\u3066\u3044\u308b\u5834\u5408\uff1a\u914d\u5076\u8005\u306eID\u3068CPF\uff08\u30d6\u30e9\u30b8\u30eb\u306e\u7d0d\u7a0e\u8005\u756a\u53f7\uff09<\/li>\n<\/ul>\n\n\n\n<p><strong>\u53ce\u5165\u8a3c\u660e\u66f8\u985e<\/strong><\/p>\n\n\n\n<p><strong>CLT\uff08\u30d6\u30e9\u30b8\u30eb\u52b4\u50cd\u6cd5\uff09\u5951\u7d04\u306e\u5834\u5408:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>[ ] \u904e\u53bb3\u5e74\u9593\u306e\u7d66\u4e0e\u660e\u7d30\u66f8<\/li>\n\n\n\n<li>[ ] FGTS\u58f0\u660e\uff08caixa.gov.br\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\uff09<\/li>\n\n\n\n<li>[ ] \u96c7\u7528\u95a2\u4fc2\u306e\u5ba3\u8a00<\/li>\n\n\n\n<li>[ ] \u4f1a\u793e\u306e\u4eba\u4e8b\u62c5\u5f53\u8005<\/li>\n<\/ul>\n\n\n\n<p><strong>\u30d5\u30ea\u30fc\u30e9\u30f3\u30b5\u30fc\u5411\u3051:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>[ ] 6\u304b\u6708\u5206\u306e\u9280\u884c\u53d6\u5f15\u660e\u7d30\u66f8\uff08\u30e1\u30a4\u30f3\u53e3\u5ea7\uff09<\/li>\n\n\n\n<li>[ ] \u6240\u5f97\u7a0e\u7533\u544a\u66f8\uff08\u6628\u5e74\uff09<\/li>\n\n\n\n<li>[ ] \u30b5\u30fc\u30d3\u30b9\u5951\u7d04\uff08\u3042\u308b\u5834\u5408\uff09<\/li>\n\n\n\n<li>[ ] \u767a\u884c\u3055\u308c\u305f\u8acb\u6c42\u66f8\uff08\u3042\u308b\u5834\u5408\uff09<\/li>\n<\/ul>\n\n\n\n<p><strong>MEI\uff08\u500b\u4eba\u30de\u30a4\u30af\u30ed\u8d77\u696d\u5bb6\uff09\u306e\u5834\u5408\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>[ ] DASN-SIMEI\uff08\u904e\u53bb2\u5e74\u9593\uff09<\/li>\n\n\n\n<li>[ ] \u6cd5\u4eba\u53e3\u5ea7\u660e\u7d30\u66f8\uff086\u304b\u6708\u5206\uff09<\/li>\n\n\n\n<li>[ ] \u66f4\u65b0\u3055\u308c\u305fMEI\u8a3c\u660e\u66f8<\/li>\n\n\n\n<li>[ ] \u5e73\u5747\u6708\u984d\u8acb\u6c42\u66f8<\/li>\n<\/ul>\n\n\n\n<p><strong>\u9000\u8077\u8005\/\u5e74\u91d1\u53d7\u7d66\u8005\u306e\u5834\u5408:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>[ ] INSS\u30b9\u30c6\u30fc\u30c8\u30e1\u30f3\u30c8\uff083\u304b\u6708\uff09<\/li>\n\n\n\n<li>[ ] \u7d66\u4ed8\u91d1\u7d66\u4e0e\u660e\u7d30\u66f8<\/li>\n\n\n\n<li>[ ] \u52a9\u6210\u91d1\u4ea4\u4ed8\u7533\u8acb\u66f8<\/li>\n<\/ul>\n\n\n\n<p><strong>\u8eca\u4e21\u66f8\u985e<\/strong><\/p>\n\n\n\n<p><strong>0km\u306e\u5834\u5408:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>[ ] \u30c7\u30a3\u30fc\u30e9\u30fc\u304b\u3089\u306e\u8acb\u6c42\u66f8<\/li>\n\n\n\n<li>[ ] \u8a73\u7d30\u306a\u5546\u696d\u63d0\u6848<\/li>\n\n\n\n<li>[ ] \u518d\u8ca9\u696d\u8005\u306eCNPJ<\/li>\n<\/ul>\n\n\n\n<p><strong>\u4e2d\u53e4\u8eca\u306e\u5834\u5408:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>[ ] CRLV\uff08\u8eca\u4e21\u767b\u9332\u8a3c\uff09<\/li>\n\n\n\n<li>[ ] DUT\uff08\u5358\u4e00\u8b72\u6e21\u66f8\u985e\uff09<\/li>\n\n\n\n<li>[ ] \u4e88\u9632\u691c\u67fb\u5831\u544a\u66f8<\/li>\n\n\n\n<li>[ ] \u8acb\u6c42\u66f8\u307e\u305f\u306f\u8cfc\u5165\u304a\u3088\u3073\u8ca9\u58f2\u306e\u9818\u53ce\u66f8<\/li>\n\n\n\n<li>[ ] \u7f70\u91d1\u306e\u652f\u6255\u3044\u306e\u5ba3\u8a00<\/li>\n\n\n\n<li>[ ] \u73fe\u5728\u306e\u6240\u6709\u8005\u304b\u3089\u306e\u627f\u8a8d<\/li>\n<\/ul>\n\n\n\n<p><strong>\u627f\u8a8d\u3092\u30b9\u30d4\u30fc\u30c9\u30a2\u30c3\u30d7\u3059\u308b\u305f\u3081\u306e\u30d2\u30f3\u30c8<\/strong><\/p>\n\n\n\n<p>\u2705 <strong>\u9ad8\u89e3\u50cf\u5ea6\u3067\u30b9\u30ad\u30e3\u30f3<\/strong> \uff08\u6700\u4f4e300DPI\uff09<br>\u2705 <strong>\u30d5\u30a1\u30a4\u30eb\u306b\u6b63\u3057\u3044\u540d\u524d\u3092\u4ed8\u3051\u307e\u3059\u3002<\/strong> (CPF_RG_Frente.pdf)<br>\u2705 <strong>PDF \u5f62\u5f0f\u3092\u4f7f\u7528\u3057\u307e\u3059\u3002<\/strong> \u53ef\u80fd\u306a\u9650\u308a<br>\u2705 <strong>\u307c\u3084\u3051\u305f\u5199\u771f\u3084\u5207\u308a\u53d6\u3089\u308c\u305f\u5199\u771f\u306f\u9001\u4fe1\u3057\u306a\u3044\u3067\u304f\u3060\u3055\u3044\u3002<\/strong><br>\u2705 <strong>\u3059\u3079\u3066\u3092\u30af\u30e9\u30a6\u30c9\u306b\u30d0\u30c3\u30af\u30a2\u30c3\u30d7\u3057\u307e\u3059\u3002<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u30d5\u30a7\u30fc\u30ba4\uff1a\u4fe1\u7528\u5206\u6790\uff081\uff5e5\u65e5\u9593\uff09<\/h3>\n\n\n\n<p><strong>\u821e\u53f0\u88cf\u3067\u4f55\u304c\u8d77\u3053\u3063\u3066\u3044\u308b\u306e\u304b<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u6587\u66f8\u691c\u8a3c<\/strong> \uff08\u6700\u521d\u306e4\uff5e8\u6642\u9593\uff09\n<ul class=\"wp-block-list\">\n<li>\u81ea\u52d5\u30b7\u30b9\u30c6\u30e0\u306b\u3088\u308a\u771f\u6b63\u6027\u304c\u691c\u8a3c\u3055\u308c\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u9023\u90a6\u6b73\u5165\u5e81\u306e\u30c7\u30fc\u30bf\u30d9\u30fc\u30b9\u3068\u30c7\u30fc\u30bf\u3092\u76f8\u4e92\u53c2\u7167\u3057\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u4e0d\u4e00\u81f4\u3084\u671f\u9650\u5207\u308c\u306e\u6587\u66f8\u3092\u8b58\u5225\u3057\u307e\u3059\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u81ea\u52d5\u4fe1\u7528\u5206\u6790<\/strong> \uff088\uff5e24\u6642\u9593\uff09\n<ul class=\"wp-block-list\">\n<li>\u4fe1\u7528\u8abf\u67fb\u6a5f\u95a2\uff08Serasa\u3001Boa Vista\u3001SPC\u3001Quod\uff09\u3078\u306e\u76f8\u8ac7<\/li>\n\n\n\n<li>\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u306f\u6a5f\u95a2\u306e\u5185\u90e8\u30b9\u30b3\u30a2\u3092\u8a08\u7b97\u3057\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u4e0d\u6b63\u884c\u70ba\u3084\u6700\u8fd1\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u5229\u7528\u306e\u8a66\u307f\u3092\u30c1\u30a7\u30c3\u30af\u3057\u307e\u3059\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u4eba\u9593\u5206\u6790<\/strong> \uff08\u5fc5\u8981\u306b\u5fdc\u3058\u306624\uff5e72\u6642\u9593\uff09\n<ul class=\"wp-block-list\">\n<li>\u59d4\u54e1\u4f1a\u306f\u5883\u754c\u7dda\u4e0a\u306e\u30b1\u30fc\u30b9\u3092\u8a55\u4fa1\u3059\u308b<\/li>\n\n\n\n<li>\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u306b\u3088\u3063\u3066\u6355\u6349\u3055\u308c\u306a\u3044\u8981\u56e0\u3092\u8003\u616e\u3057\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u8ffd\u52a0\u66f8\u985e\u3092\u8acb\u6c42\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u627f\u8a8d\u307e\u305f\u306f\u53cd\u5bfe\u63d0\u6848<\/strong> \uff08\u6700\u5927120\u6642\u9593\uff09\n<ul class=\"wp-block-list\">\n<li>\u5168\u9762\u627f\u8a8d\uff1a\u5951\u7d04\u306b\u9032\u307f\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u90e8\u5206\u627f\u8a8d: \u3088\u308a\u4f4e\u3044\u5024\u307e\u305f\u306f\u8abf\u6574\u3055\u308c\u305f\u30ec\u30fc\u30c8\u3002<\/li>\n\n\n\n<li>\u62d2\u5426: \u7406\u7531\u3068\u6307\u793a\u3092\u53d7\u3051\u53d6\u308a\u307e\u3059\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<p><strong>\u8ffd\u8de1\u65b9\u6cd5<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u30e1\u30fc\u30eb: \u53d7\u4fe1\u30c8\u30ec\u30a4\u3068\u30b9\u30d1\u30e0 \u30d5\u30a9\u30eb\u30c0\u30fc\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n\n\n\n<li>SMS: \u30e1\u30a4\u30f3\u306e\u96fb\u8a71\u756a\u53f7\u3092\u66f4\u65b0\u3059\u308b<\/li>\n\n\n\n<li>\u30a2\u30d7\u30ea: \u30d7\u30c3\u30b7\u30e5\u901a\u77e5\u3092\u6709\u52b9\u306b\u3059\u308b<\/li>\n\n\n\n<li>WhatsApp: \u6a5f\u95a2\u306e\u516c\u5f0f\u756a\u53f7\u3092\u8ffd\u52a0\u3057\u307e\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\u8ffd\u52a0\u66f8\u985e\u3092\u8981\u6c42\u3055\u308c\u305f\u5834\u5408<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>24 \u6642\u9593\u4ee5\u5185\u306b\u3054\u8fd4\u4fe1\u304f\u3060\u3055\u3044 (\u7dca\u6025\u306e\u5834\u5408\u306f\u3054\u8208\u5473\u304c\u3042\u308b\u3053\u3068\u3092\u8868\u3057\u307e\u3059)\u3002<\/li>\n\n\n\n<li>\u8981\u6c42\u3055\u308c\u305f\u3082\u306e\u3092\u6b63\u78ba\u306b\u9001\u4fe1\u3057\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u30ea\u30af\u30a8\u30b9\u30c8\u306b\u7570\u8b70\u3092\u5531\u3048\u306a\u3044\u3067\u304f\u3060\u3055\u3044\uff08\u627f\u8a8d\u3057\u3066\u9001\u4fe1\u3057\u307e\u3059\uff09\u3002<\/li>\n\n\n\n<li>\u30d7\u30ed\u30d5\u30a7\u30c3\u30b7\u30e7\u30ca\u30eb\u3067\u5fc3\u306e\u3053\u3082\u3063\u305f\u53e3\u8abf\u3092\u7dad\u6301\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u30d5\u30a7\u30fc\u30ba5\uff1a\u6b63\u5f0f\u5316\u3068\u7f72\u540d\uff081\uff5e2\u65e5\uff09<\/h3>\n\n\n\n<p><strong>\u5951\u7d04\u66f8\u30ec\u30d3\u30e5\u30fc \u2013 \u5fc5\u9808\u9805\u76ee<\/strong><\/p>\n\n\n\n<p>\u30c7\u30b8\u30bf\u30eb\u7f72\u540d\u307e\u305f\u306f\u76f4\u63a5\u7f72\u540d\u3059\u308b\u524d\u306b\u3001\u6b21\u306e\u70b9\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p><strong>\u57fa\u672c\u30c7\u30fc\u30bf<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>[ ] \u3042\u306a\u305f\u306e\u6c0f\u540d\u306f\u6b63\u3057\u3044\u3067\u3059\u3002<\/li>\n\n\n\n<li>[ ] \u6b63\u3057\u3044CPF<\/li>\n\n\n\n<li>[ ] \u66f4\u65b0\u3055\u308c\u305f\u4f4f\u6240<\/li>\n\n\n\n<li>[ ] \u8eca\u4e21\u30c7\u30fc\u30bf\uff08\u30ca\u30f3\u30d0\u30fc\u30d7\u30ec\u30fc\u30c8\u3001\u8eca\u53f0\u756a\u53f7\u3001\u30ec\u30ca\u30d0\u30e0\u756a\u53f7\uff09<\/li>\n<\/ul>\n\n\n\n<p><strong>\u4fa1\u5024\u89b3\u3068\u6761\u4ef6<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>[ ] \u878d\u8cc7\u7dcf\u984d<\/li>\n\n\n\n<li>[ ] \u6708\u5229\uff08CET\uff09<\/li>\n\n\n\n<li>[ ] \u533a\u753b\u6570<\/li>\n\n\n\n<li>[ ] \u5404\u5206\u5272\u6255\u3044\u306e\u4fa1\u5024<\/li>\n\n\n\n<li>[ ] \u671f\u65e5<\/li>\n\n\n\n<li>[ ] \u304a\u652f\u6255\u3044\u5408\u8a08\u91d1\u984d<\/li>\n\n\n\n<li>[ ] IOF\u306e\u9805\u76ee\u5225<\/li>\n\n\n\n<li>[ ] \u4e8b\u52d9\u624b\u6570\u6599<\/li>\n<\/ul>\n\n\n\n<p><strong>\u91cd\u8981\u306a\u6761\u9805<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>[ ] \u65e9\u671f\u5165\u690d\u306e\u6761\u4ef6<\/li>\n\n\n\n<li>[ ] \u5ef6\u6ede\u91d1\uff08\u6700\u59272%\uff0b\u5ef6\u6ede\u5229\u606f\uff09<\/li>\n\n\n\n<li>[ ] \u7fa9\u52d9\u4fdd\u967a\u3068\u4fa1\u5024<\/li>\n\n\n\n<li>[ ] \u660e\u78ba\u306b\u8aac\u660e\u3055\u308c\u305f\u4fe1\u8a17\u8b72\u6e21<\/li>\n\n\n\n<li>[ ] \u64a4\u56de\u6a29\uff087\u65e5\u9593\uff09<\/li>\n<\/ul>\n\n\n\n<p><strong>\u7f72\u540d\u524d\u306b\u5c0b\u306d\u308b\u3079\u304d\u8cea\u554f<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u300c\u30da\u30ca\u30eb\u30c6\u30a3\u306a\u3057\u3067\u65e9\u671f\u8fd4\u6e08\u3067\u304d\u307e\u3059\u304b\uff1f\u300d<\/li>\n\n\n\n<li>\u300c\u50b5\u52d9\u3092\u6e05\u7b97\u3059\u308b\u5834\u5408\u3001\u5229\u5b50\u306e\u5272\u5f15\u306f\u3069\u306e\u3088\u3046\u306b\u6a5f\u80fd\u3057\u307e\u3059\u304b\uff1f\u300d<\/li>\n\n\n\n<li>\u300c\u3069\u306e\u4fdd\u967a\u304c\u672c\u5f53\u306b\u5fc5\u9808\u306a\u306e\u3067\u3057\u3087\u3046\u304b\uff1f\u300d<\/li>\n\n\n\n<li>\u300c\u671f\u65e5\u3092\u5f8c\u304b\u3089\u5909\u66f4\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u3059\u304b\uff1f\u300d<\/li>\n\n\n\n<li>\u652f\u6255\u3044\u304c\u9045\u308c\u308b\u3068\u3069\u3046\u306a\u308a\u307e\u3059\u304b?<\/li>\n\n\n\n<li>\u300c\u7dca\u6025\u306e\u5834\u5408\u306f\u5206\u5272\u6255\u3044\u3092\u30b9\u30ad\u30c3\u30d7\u3059\u308b\u3053\u3068\u306f\u53ef\u80fd\u3067\u3059\u304b\uff1f\u300d<\/li>\n<\/ol>\n\n\n\n<p><strong>\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u30c1\u30e3\u30f3\u30cd\u30eb<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u30c7\u30b8\u30bf\u30eb\uff08e-CNPJ\/e-CPF\uff09<\/strong>\u3088\u308a\u901f\u304f\u3001\u5b8c\u5168\u306a\u6cd5\u7684\u6709\u52b9\u6027<\/li>\n\n\n\n<li><strong>\u5bfe\u9762\uff08\u4ee3\u7406\u5e97\uff09<\/strong>R$ 10\u4e07\u4ee5\u4e0a\u306e\u5024\u307e\u305f\u306f\u9867\u5ba2\u306e\u597d\u307f\u306e\u5834\u5408\u3002<\/li>\n\n\n\n<li><strong>\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9<\/strong>\u30c7\u30b8\u30bf\u30eb\u7f72\u540d + \u305d\u306e\u5f8c\u306e\u516c\u8a3c<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u30d5\u30a7\u30fc\u30ba6\uff1a\u89e3\u653e\u3068\u64a4\u9000\uff083\uff5e7\u65e5\u9593\uff09<\/h3>\n\n\n\n<p><strong>\u5178\u578b\u7684\u306a\u30b9\u30b1\u30b8\u30e5\u30fc\u30eb<\/strong><\/p>\n\n\n\n<p><strong>\u5951\u7d04\u5f8c1\u65e5\u76ee<\/strong>\u516c\u8a3c\u5f79\u5834\u3067\u306e\u5951\u7d04\u767b\u9332\u3002<br><strong>2\u65e5\u76ee\uff5e3\u65e5\u76ee<\/strong>\u30c7\u30a3\u30fc\u30e9\u30fc\u5411\u3051\u30af\u30ec\u30b8\u30c3\u30c8\u30ea\u30ea\u30fc\u30b9<br><strong>4\u65e5\u76ee\uff5e5\u65e5\u76ee<\/strong>\u767b\u9332\u3068\u66f8\u985e<br><strong>6\u65e5\u76ee\uff5e7\u65e5\u76ee<\/strong>\u5f15\u304d\u53d6\u308a\u53ef\u80fd\u306a\u8eca\u4e21\u304c\u3054\u3056\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Tudo o que voc\u00ea precisa saber para financiar seu carro mesmo com restri\u00e7\u00f5es no nome Se voc\u00ea chegou at\u00e9 aqui,&#8230;<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-19896","post","type-post","status-publish","format-standard","hentry","category-financiamento"],"_links":{"self":[{"href":"https:\/\/bonfimnoticias.com.br\/ja\/wp-json\/wp\/v2\/posts\/19896","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bonfimnoticias.com.br\/ja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bonfimnoticias.com.br\/ja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bonfimnoticias.com.br\/ja\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bonfimnoticias.com.br\/ja\/wp-json\/wp\/v2\/comments?post=19896"}],"version-history":[{"count":2,"href":"https:\/\/bonfimnoticias.com.br\/ja\/wp-json\/wp\/v2\/posts\/19896\/revisions"}],"predecessor-version":[{"id":20459,"href":"https:\/\/bonfimnoticias.com.br\/ja\/wp-json\/wp\/v2\/posts\/19896\/revisions\/20459"}],"wp:attachment":[{"href":"https:\/\/bonfimnoticias.com.br\/ja\/wp-json\/wp\/v2\/media?parent=19896"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bonfimnoticias.com.br\/ja\/wp-json\/wp\/v2\/categories?post=19896"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bonfimnoticias.com.br\/ja\/wp-json\/wp\/v2\/tags?post=19896"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}