{"id":19964,"date":"2026-01-25T21:51:53","date_gmt":"2026-01-25T21:51:53","guid":{"rendered":"https:\/\/bonfimnoticias.com.br\/?p=19964"},"modified":"2026-01-25T21:54:04","modified_gmt":"2026-01-25T21:54:04","slug":"financie-seu-carro-eletrico-sem-entrada","status":"publish","type":"post","link":"https:\/\/bonfimnoticias.com.br\/en\/financie-seu-carro-eletrico-sem-entrada\/","title":{"rendered":"Finance your electric car with no down payment."},"content":{"rendered":"<p class=\"has-text-align-center wp-block-paragraph\">Find out how you can get your BYD or Haval today!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The electric vehicle market in Brazil has grown by 94% since 2024, and you can be part of this revolution without paying a down payment. More than 15,000 Brazilians have already financed electric cars through specialized credit lines that offer up to 100% of the vehicle&#039;s value with differentiated rates for clean energy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How Does Financing an Electric Car with No Down Payment Work?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Banks like <strong>Santander, Ita\u00fa<\/strong> and <strong>Bradesco<\/strong> They created green lanes with exclusive conditions for electric vehicles. The <strong>BYD Dolphin Mini<\/strong>, <strong>Nissan Leaf<\/strong> and <strong>Chevrolet Bolt EV<\/strong> They can be financed with no down payment, with installments starting at R$ 1,890 per month.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">THE <strong>Creditas<\/strong> and the <strong>Bank of Brazil<\/strong> they make available up to <strong>R$ 350 thousand<\/strong> for premium models such as <strong>BYD Tan<\/strong>, <strong>GWM Ora 03<\/strong> and <strong>Volvo EX30<\/strong>, with terms of up to 72 months and a 90-day grace period before the first payment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Brands and Models Available for Financing<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Electric Sedans:<\/strong> BYD Seal (R$ 239,800), JAC E-JS1 (R$ 169,900), Nissan Leaf (R$ 285,990) and BMW i4 (R$ 459,950). All these brands have partnerships with financial institutions that offer automotive financing with no down payment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Electrified SUVs:<\/strong> THE <strong>BYD Yuan Plus<\/strong> (R$ 229.800), <strong>Volvo XC40 Recharge<\/strong> (R$ 389.950), <strong>GWM Haval H6 PHEV<\/strong> (R$ 229.000) and <strong>Audi Q4 e-tron<\/strong> They can be financed with a score starting at 400 points.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Electric Pickups:<\/strong> The revolutionary <strong>BYD Shark PHEV<\/strong> (R$ 379.800), the first plug-in hybrid pickup truck in Brazil, is now available for financing at <strong>Federal Savings Bank<\/strong> and <strong>Porto Seguro Bank<\/strong> No entry required.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Exclusive Advantages of Green Financing<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Rates up to <strong>30% smaller<\/strong> compared to financing combustion engine vehicles. <strong>Santander<\/strong> offers starting from <strong>0.89% am<\/strong> for electric cars, while the <strong>Ita\u00fa<\/strong> provides <strong>0.99% am<\/strong> with a relationship.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Exemption from IPVA (Vehicle Property Tax) in states such as S\u00e3o Paulo, Rio de Janeiro, Paran\u00e1, Rio Grande do Sul, and Maranh\u00e3o represents additional savings of up to R$ 8,500 annually on premium models.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Monthly savings of <strong>up to R$ 800<\/strong> in fuel when switching from gasoline to electricity. One <strong>Chevrolet Bolt EV<\/strong> It runs for just R$ 0.15 per kilometer, compared to R$ 0.65 for an equivalent combustion engine model.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Car insurance with discounts of up to 15% for electric vehicles at <strong>Porto Seguro<\/strong>, <strong>Bradesco Insurance<\/strong> and <strong>SulAm\u00e9rica<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Who Can Finance Without a Down Payment?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>CLT salaried employees<\/strong>With verifiable income starting from R$ 3,500, finance models such as <strong>JAC E-JS1<\/strong>, <strong>BYD Dolphin<\/strong> and <strong>Renault Kwid E-Tech<\/strong> through <strong>Bank of Brazil<\/strong> With direct debit and reduced fees.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>Public Servants<\/strong>Special conditions at <strong>Caixa Econ\u00f4mica<\/strong> with up to <strong>84 months<\/strong> to pay and fees starting from 0.79% am for models such as <strong>Nissan Leaf<\/strong> and <strong>Hyundai Ioniq 5<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>MEI entrepreneurs<\/strong>Prove your income through your annual tax return and finance electric SUVs like this: <strong>GWM Ora 03 GT<\/strong> and <strong>Volkswagen ID.4<\/strong> with <strong>Creditas<\/strong> or <strong>BV Financeira<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>Freelance Professionals<\/strong>Doctors, lawyers, engineers, and architects can get approval for premium models using bank statements from the last 6 months. <strong>BMW iX<\/strong>, <strong>Audi e-tron GT<\/strong> and <strong>Mercedes EQE<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>Low Score<\/strong>Digital platforms such as <strong>Embracon<\/strong> and <strong>Rodobens<\/strong> They approve even with restrictions on Serasa (a Brazilian credit bureau), focusing on your current ability to pay.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Required Documentation for Fast Approval<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">RG (Brazilian national identity card), CPF (Brazilian taxpayer identification number), and current proof of address. Employees under the CLT (Brazilian labor law) must submit pay stubs from the last 3 months, while self-employed individuals and MEIs (Micro Individual Entrepreneurs) must submit income tax returns and bank statements proving financial activity.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A valid driver&#039;s license is required in all institutions. <strong>Santander<\/strong> and <strong>Bradesco<\/strong> They also require a certificate of marital status for amounts above R$ 200 thousand.<\/p>","protected":false},"excerpt":{"rendered":"<p>Find out how you can own your BYD or Haval today. The electric vehicle market in Brazil has grown 941% since\u2026<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-19964","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/posts\/19964","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/comments?post=19964"}],"version-history":[{"count":2,"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/posts\/19964\/revisions"}],"predecessor-version":[{"id":19966,"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/posts\/19964\/revisions\/19966"}],"wp:attachment":[{"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/media?parent=19964"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/categories?post=19964"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/tags?post=19964"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}