{"id":19839,"date":"2025-07-16T12:46:51","date_gmt":"2025-07-16T15:46:51","guid":{"rendered":"https:\/\/bonfimnoticias.com.br\/?p=19839"},"modified":"2025-07-18T19:43:26","modified_gmt":"2025-07-18T22:43:26","slug":"leasing-como-conseguir-comprar-um-carro-no-brasil-sem-entrada","status":"publish","type":"post","link":"https:\/\/bonfimnoticias.com.br\/en\/leasing-como-conseguir-comprar-um-carro-no-brasil-sem-entrada\/","title":{"rendered":"Leasing: How to buy a car in Brazil without a down payment"},"content":{"rendered":"<p><!-- wp_cf5e68:paragraph --><\/p>\n<p>Buying a car in Brazil without a down payment can be a challenge, but leasing emerges as a viable solution for many. Unlike traditional financing, leasing allows you to use the vehicle while paying monthly installments, with the option to buy it at the end. In this article, we will explain in detail how it works, the advantages, precautions, and how to choose between options such as the Volkswagen Polo, Hyundai HB20, or even Kovi vehicles. Also, check out our navigation buttons to help you follow each step of the process.<\/p>\n<p><!-- \/wp_cf5e68:paragraph --><\/p>\n<p><!-- wp_cf5e68:paragraph --><\/p>\n<p>&nbsp;<\/p>\n<p><!-- \/wp_cf5e68:paragraph --><\/p>\n<p><!-- wp_cf5e68:html --><\/p>\n<div style=\"display: flex; flex-direction: column; gap: 12px; max-width: 400px; margin: 0 auto;\"><a style=\"display: inline-block; background-color: #0073aa; color: white; text-align: center; padding: 12px 20px; text-decoration: none; border-radius: 6px; font-weight: bold;\" href=\"https:\/\/bonfimnoticias.com.br\/en\/leasing-como-conseguir-comprar-um-carro-no-brasil-sem-entrada\/2\"> How Leasing Works \u279c <\/a> <a style=\"display: inline-block; background-color: #0073aa; color: white; text-align: center; padding: 12px 20px; text-decoration: none; border-radius: 6px; font-weight: bold;\" href=\"https:\/\/bonfimnoticias.com.br\/en\/leasing-como-conseguir-comprar-um-carro-no-brasil-sem-entrada\/3\"> Leasing with no down payment \u279c <\/a> <a style=\"display: inline-block; background-color: #0073aa; color: white; text-align: center; padding: 12px 20px; text-decoration: none; border-radius: 6px; font-weight: bold;\" href=\"https:\/\/bonfimnoticias.com.br\/en\/leasing-como-conseguir-comprar-um-carro-no-brasil-sem-entrada\/4\"> Brand Comparison \u279c <\/a><\/div>\n<p><!-- \/wp_cf5e68:html --><\/p>\n<p><!-- wp_cf5e68:paragraph --><\/p>\n<p>&nbsp;<\/p>\n<p><!-- \/wp_cf5e68:paragraph --><\/p>\n<p><!-- wp_cf5e68:paragraph --><\/p>\n<p>If your goal is to acquire a vehicle without making a large down payment, leasing might be ideal. Below, we detail each point so you understand the process and can make informed decisions.<\/p>\n<p><!-- \/wp_cf5e68:paragraph --><\/p>\n<p><!-- wp_cf5e68:nextpage --><\/p>\n<p><!--nextpage--><\/p>\n<p><!-- \/wp_cf5e68:nextpage --><\/p>\n<p><!-- wp_cf5e68:heading --><\/p>\n<h2 class=\"wp_cf5e68-block-heading\">Como Funciona o Leasing<\/h2>\n<p><!-- \/wp_cf5e68:heading --><\/p>\n<p><!-- wp_cf5e68:paragraph --><\/p>\n<p>O leasing automotivo \u00e9 um contrato de aluguel de longo prazo. A institui\u00e7\u00e3o financeira compra o ve\u00edculo e o aluga para voc\u00ea, normalmente por prazos entre 24 e 60 meses. As parcelas evitam o alto desembolso inicial, sendo divididas entre valor do carro, taxas e seguros. Ao final, voc\u00ea tem tr\u00eas op\u00e7\u00f5es:<\/p>\n<p><!-- \/wp_cf5e68:paragraph --><\/p>\n<p><!-- wp_cf5e68:list {\"ordered\":true} --><\/p>\n<ol class=\"wp_cf5e68-block-list\"><!-- wp_cf5e68:list-item --><\/p>\n<li><strong>Devolver o carro:<\/strong> Encerrar o contrato sem adquirir o ve\u00edculo.<\/li>\n<p><!-- \/wp_cf5e68:list-item --><\/p>\n<p><!-- wp_cf5e68:list-item --><\/p>\n<li><strong>Renovar o contrato:<\/strong> Continuar com o leasing por mais tempo.<\/li>\n<p><!-- \/wp_cf5e68:list-item --><\/p>\n<p><!-- wp_cf5e68:list-item --><\/p>\n<li><strong>Pagar o valor residual:<\/strong> Compra definitiva do carro por um valor fixado logo no in\u00edcio.<\/li>\n<p><!-- \/wp_cf5e68:list-item --><\/ol>\n<p><!-- \/wp_cf5e68:list --><\/p>\n<p><!-- wp_cf5e68:paragraph --><\/p>\n<p>Uma das vantagens do leasing \u00e9 que a institui\u00e7\u00e3o financeira cuida de aspectos tribut\u00e1rios \u2014 como IPVA, por exemplo \u2014 simplificando a gest\u00e3o do ve\u00edculo.<\/p>\n<p><!-- \/wp_cf5e68:paragraph --><\/p>\n<p><!-- wp_cf5e68:paragraph --><\/p>\n<p>&nbsp;<\/p>\n<p><!-- \/wp_cf5e68:paragraph --><\/p>\n<p><!-- wp_cf5e68:html --><\/p>\n<div style=\"display: flex; flex-direction: column; gap: 12px; max-width: 400px; margin: 0 auto;\"><a style=\"display: inline-block; background-color: #0073aa; color: white; text-align: center; padding: 12px 20px; text-decoration: none; border-radius: 6px; font-weight: bold;\" href=\"https:\/\/bonfimnoticias.com.br\/en\/leasing-como-conseguir-comprar-um-carro-no-brasil-sem-entrada\/3\"> Leasing with no down payment \u279c <\/a> <a style=\"display: inline-block; background-color: #0073aa; color: white; text-align: center; padding: 12px 20px; text-decoration: none; border-radius: 6px; font-weight: bold;\" href=\"https:\/\/bonfimnoticias.com.br\/en\/leasing-como-conseguir-comprar-um-carro-no-brasil-sem-entrada\/4\"> Brand Comparison \u279c <\/a> <a style=\"display: inline-block; background-color: #0073aa; color: white; text-align: center; padding: 12px 20px; text-decoration: none; border-radius: 6px; font-weight: bold;\" href=\"https:\/\/bonfimnoticias.com.br\/en\/leasing-como-conseguir-comprar-um-carro-no-brasil-sem-entrada\/5\"> Vantagens e Cuidados \u279c <\/a><\/div>\n<p><!-- \/wp_cf5e68:html --><\/p>\n<p><!-- wp_cf5e68:paragraph --><\/p>\n<p>&nbsp;<\/p>\n<p><!-- \/wp_cf5e68:paragraph --><\/p>\n<p><!-- wp_cf5e68:paragraph --><\/p>\n<p>Entender essas etapas \u00e9 crucial para evitar surpresas e garantir que voc\u00ea esteja confort\u00e1vel com o valor residual e as condi\u00e7\u00f5es ao final do contrato.<\/p>\n<p><!-- \/wp_cf5e68:paragraph --><\/p>\n<p><!-- wp_cf5e68:nextpage --><\/p>\n<p><!--nextpage--><\/p>\n<p><!-- \/wp_cf5e68:nextpage --><\/p>\n<p><!-- wp_cf5e68:heading --><\/p>\n<h2 class=\"wp_cf5e68-block-heading\">Leasing sem Entrada: \u00c9 poss\u00edvel?<\/h2>\n<p><!-- \/wp_cf5e68:heading --><\/p>\n<p><!-- wp_cf5e68:paragraph --><\/p>\n<p>Sim, muitas empresas oferecem leasing sem entrada, tamb\u00e9m chamado de \u201cleasing zero\u201d. Isso significa que voc\u00ea paga apenas pelas parcelas, sem desembolso inicial. Para isso, geralmente \u00e9 exigido:<\/p>\n<p><!-- \/wp_cf5e68:paragraph --><\/p>\n<p><!-- wp_cf5e68:list --><\/p>\n<ul class=\"wp_cf5e68-block-list\"><!-- wp_cf5e68:list-item --><\/p>\n<li><strong>Comprova\u00e7\u00e3o de renda:<\/strong> Demonstrar capacidade de pagamento das parcelas.<\/li>\n<p><!-- \/wp_cf5e68:list-item --><\/p>\n<p><!-- wp_cf5e68:list-item --><\/p>\n<li><strong>Boas condi\u00e7\u00f5es do ve\u00edculo:<\/strong> Carros com menor risco de desvaloriza\u00e7\u00e3o s\u00e3o favorecidos.<\/li>\n<p><!-- \/wp_cf5e68:list-item --><\/p>\n<p><!-- wp_cf5e68:list-item --><\/p>\n<li><strong>Hist\u00f3rico financeiro saud\u00e1vel:<\/strong> Nome no SPC\/Serasa limpo.<\/li>\n<p><!-- \/wp_cf5e68:list-item --><\/p>\n<p><!-- wp_cf5e68:list-item --><\/p>\n<li><strong>Seguro obrigat\u00f3rios:<\/strong> A empresa pode exigir contrata\u00e7\u00e3o de seguros espec\u00edficos.<\/li>\n<p><!-- \/wp_cf5e68:list-item --><\/ul>\n<p><!-- \/wp_cf5e68:list --><\/p>\n<p><!-- wp_cf5e68:paragraph --><\/p>\n<p>O leasing zero \u00e9 comum em carros populares como Volkswagen Polo autom\u00e1ticos e Hyundai HB20. Tais modelos t\u00eam bom valor de revenda e estabilidade de mercado.<\/p>\n<p><!-- \/wp_cf5e68:paragraph --><\/p>\n<p><!-- wp_cf5e68:paragraph --><\/p>\n<p>&nbsp;<\/p>\n<p><!-- \/wp_cf5e68:paragraph --><\/p>\n<p><!-- wp_cf5e68:html --><\/p>\n<div style=\"display: flex; flex-direction: column; gap: 12px; max-width: 400px; margin: 0 auto;\"><a style=\"display: inline-block; background-color: #0073aa; color: white; text-align: center; padding: 12px 20px; text-decoration: none; border-radius: 6px; font-weight: bold;\" href=\"https:\/\/bonfimnoticias.com.br\/en\/leasing-como-conseguir-comprar-um-carro-no-brasil-sem-entrada\/4\"> Brand Comparison \u279c <\/a> <a style=\"display: inline-block; background-color: #0073aa; color: white; text-align: center; padding: 12px 20px; text-decoration: none; border-radius: 6px; font-weight: bold;\" href=\"https:\/\/bonfimnoticias.com.br\/en\/leasing-como-conseguir-comprar-um-carro-no-brasil-sem-entrada\/5\"> Vantagens e Cuidados \u279c <\/a> <a style=\"display: inline-block; background-color: #0073aa; color: white; text-align: center; padding: 12px 20px; text-decoration: none; border-radius: 6px; font-weight: bold;\" href=\"https:\/\/bonfimnoticias.com.br\/en\/leasing-como-conseguir-comprar-um-carro-no-brasil-sem-entrada\/6\"> Como Negociar \u279c <\/a><\/div>\n<p><!-- \/wp_cf5e68:html --><\/p>","protected":false},"excerpt":{"rendered":"<p>Buying a car in Brazil without a down payment can be a challenge, but leasing emerges as a viable solution...<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-19839","post","type-post","status-publish","format-standard","hentry"],"_links":{"self":[{"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/posts\/19839","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/comments?post=19839"}],"version-history":[{"count":4,"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/posts\/19839\/revisions"}],"predecessor-version":[{"id":19844,"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/posts\/19839\/revisions\/19844"}],"wp:attachment":[{"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/media?parent=19839"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/categories?post=19839"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bonfimnoticias.com.br\/en\/wp-json\/wp\/v2\/tags?post=19839"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}