Interbank personal loan: how to apply

The Interbank personal loan, as mentioned previously, is also known as an efficient loan, a very attractive product from Banco Interbank, an institution operating since 1897. Despite there being numerous financial offers in current and savings accounts, credit and debit cards, investments, insurance and other loans, this one stands out for its different characteristics and advantages.

This Interbank personal loan financial product offers a sum of up to S/100,000 for contracting, without the need for a guarantee and with an extended payment up to 60 installments. The tasks are the lowest in the market, providing a very convenient payment for fees. Some other features of this product are subdivided according to different audiences and their requirements.

To contract the Interbank financial product, the applicant must be at least 72 years old. Furthermore, if you are a self-employed worker, you must have at least 25 years and earn from S/1,500 in Lima and in the provinces. If the interested party is a dependent worker, he or she must be at least 21 years old and receive a salary of S/1,000 (also as a minimum), residing in Lima or in the provinces equally. If the person becomes a rentier, they must be 25 years old as the only requirement.

Yes, another requirement required to obtain an Interbank personal loan is to have a good credit history, which means that you must be free from debts and defaults, this way the bank will verify that you will have the responsibility to comply with financial commitments. This trust is very important for the institution.

However, there are other banking institutions that are less strict than Interbank and, analyzing other characteristics of the interested customer, they can approve the loan without the need for a good credit history. I assure you that these institutions are few and pay much attention to other characteristics before approving cases like these. In this way, if you have a good monthly income, this is a point that can play in your favor, for example. In any case, the main recommendation is that you review the application methods and seek to contact the institution first to talk about the possibility. A care service that resolves all your doubts and presents the difficulties you face can be a good way to get help and increase your possibilities.

Finally, if you want to get to know these less rigorous institutions, follow our content and stay informed about excellent opportunities to hire your loan.