Bank of Brazil

Banco do Brasil is a renowned and traditional financial institution headquartered in Brazil, but with an international presence. It can be considered one of the oldest institutions in the country and one of the most widely used products by Brazilians, including the famous Ourocard credit cards.

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Advantages and benefits of Banco do Brasil credit cards

Banco do Brasil credit cards are known as Ourocard, distributed under various card brands. Each brand has its own characteristics, terms, and conditions; however, we can highlight some that are common to the bank's offerings.

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Exemption from your annual fee.Depending on card usage, the customer may not pay an annual fee.

Benefits in programsOurocard credit cards also feature points and cashback programs;

Benefits at eventsBB customers who use the card will receive exclusive benefits at events sponsored by the bank;

Virtual cardYou will also have the option to make your purchases online;

Opening a checking account is unnecessary.Many institutions require applicants to open a checking account before accessing their products. Banco do Brasil, however, does not charge this fee, so you don't need to be an account holder to apply for your Ourocard.

Beyond that, even though it's a historic institution, the use of traditional banking products like those of Banco do Brasil (BB) has likely been challenged by the popularity of fintech companies, or digital banks, such as Nubank, with its famous purple cards, which we encounter daily. This is why it's so crucial to always analyze the advantages of a banking product before applying for it.

And speaking of digital banks, despite being a traditional institution, Banco do Brasil (BB) also offers its products online. Therefore, nowadays it's possible to apply for your Banco do Brasil credit card more conveniently without leaving home. Thus, the range of options is even greater: you can choose to go to a physical branch or download the app to your device, look for the card option, provide the required information, choose the specific product you're interested in, and start your online application.

Always remember to be transparent and honest when providing your information. Any dishonest or outdated information can harm you in the future. Finally, within a maximum of 3 days, you will receive your final response to your request. During this time, try to pay attention to the contact methods provided during the procedure. Never fail to carefully analyze details such as the percentage of fees and due dates as well… Credit cards are great allies for your purchases, but being irresponsible with payments can turn your financial life upside down.

For more information, follow the instructions provided and keep visiting BB channels regularly. Many other credit products, in addition to cards, are also available to Brazilians who prefer the country's older, traditional, and government-owned institutions.